Do you adhere to your promises? Are youstable,do you follow through on payments?

If so, then you most likely are a good and reliable person. Youmaybe worth giving a chance at that perfect job, or residing inthatparticular community.

What about good people with bad credit?

You may be a good person, you may even be the most considerateandcompassionate person alive; however, if your credit report showsalate payment or no payment on an account at all, your entirebeingcould be perceived as not reliable, unstable anduntrustworthy.Prepare yourself to deal with a lot of paper work andphone timeonce you are ready to repair your credit.