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Marcus by Goldman Sachs offers personal finance tools to help yousave, borrow, and invest. Grow your money with a high-yield OnlineSavings Account, high-yield CDs and No-Penalty CDs. Pay downhigh-interest debt with a no-fee personal loan. Automate yourinvesting with Marcus Invest. And you can connect thousands offinancial institutions to Marcus Insights -- free tools andtrackers that help you organize and optimize your finances. Whetheryou choose to use all our personal finance products or just one,we’re here to help you make the most of your money. GROW AND MANAGEYOUR SAVINGS Grow your money on the go with our high-yield OnlineSavings Account and Certificates of Deposit. • Earn a competitiverate on our Online Savings Accounts, No-Penalty CDs and high-yieldCDs • No minimum deposit to open an Online Savings Account •FDIC-Insured AUTOMATE YOUR INVESTING Marcus Invest helps take onsome of the work of investing. Our managed portfolios of ETFs aredesigned to keep costs low and optimized to help balance risk andreturns. Plus, you can customize your investing approach byselecting one of our Goldman Sachs investment strategies. • Get amanaged portfolio recommended for your risk level and investmentgoals • Portfolios built to include low-cost ETFs that have beenvetted by Goldman Sachs professionals • Open your investment orretirement account with as little as $1,000 OPTIMIZE YOUR FINANCESWITH HELP FROM MARCUS INSIGHTS Our free smart tools and trackersare designed to help you see your money clearly and make empoweredfinancial decisions. Marcus Insights is 100% free to use and easyto set up, even if you’re not already a Marcus customer. • Linkexternal accounts to see and track your finances in one place •Explore your spending breakdown by category • Visualize your cashflow CONSOLIDATE DEBT WITH NO FEES Marcus personal loans have nosign-up fees, no prepayment fees and you can customize your monthlypayment. • See your loan options in as little as 5 minutes • Loansbetween $3,500 and $40,000 • Fixed rates between 6.99% and 19.99%APR Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USAand Goldman Sachs & Co. LLC (“GS&Co.”), which aresubsidiaries of The Goldman Sachs Group, Inc. All loans and depositproducts are provided by Goldman Sachs Bank USA, Salt Lake CityBranch. © 2021 Goldman Sachs Bank USA. All rights reserved. MemberFDIC. Equal opportunity lender. Brokerage and investment advisoryservices offered by Marcus Invest are provided by GS&Co., whichis an SEC registered broker-dealer and investment adviser, andmember FINRA (https://www.finra.org) & SIPC(https://www.sipc.org). Research our firm at FINRA's BrokerCheck(https://brokercheck.finra.org/). Custody and clearing services areprovided by Apex Clearing Corporation, a registered broker-dealerand member FINRA/SIPC. Please consider your objectives beforeinvesting. Any information provided prior to opening a MarcusInvest account is on the basis that it will not constituteinvestment advice and that GS&Co. is not a fiduciary to anyperson by reason of providing such information. For moreinformation about Marcus Invest offerings, visit our FullDisclosures(https://www.marcus.com/us/en/disclosure/invest-disclosures).Investment products are: • NOT FDIC INSURED • NOT A DEPOSIT OROTHER OBLIGATION OF, OR GUARANTEED BY, GOLDMAN SACHS BANK USA •SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THEPRINCIPAL AMOUNT INVESTED © 2021 The Goldman Sachs Group, Inc. Allrights reserved.

AirGap is a crypto wallet, that allows you to store yourcryptofunds securely on your mobile phone. AirGap supportscurrentlyTezos, tzBTC, Cosmos, Ethereum, xCHF, Bitcoin,Æternity,Groestlcoin AirGap has a two app approach, that gives youaddedsecurity while handling your crypto funds. You get thehighestsecurity if you install AirGap Vault on a separatesmartphone, andnever connect that phone with any network again.HIGHEST SECURITY -two apps, two devices AirGap Wallet, this is theAirGap Walletapplication, that deals with only public informationand isresponsible for broadcasting transactions to theblockchain.One-way communication with QR codes. AirGap Vault, theprivate keyis generated and securely stored on another device withthe AirGapVault app. You have to install AirGap Vault to use AirGapWallethttps://play.google.com/store/apps/details?id=it.airgap.vaultMEDIUMSECURITY - two apps, one device AirGap Wallet, this is theAirGapWallet application, that deals with only public informationand isresponsible for broadcasting transactions to the blockchain.Securecommunication through app switching. AirGap Vault, theprivate keyis generated and securely stored in the AirGap Vaultapp. You haveto install AirGap Vault to use AirGapWallethttps://play.google.com/store/apps/details?id=it.airgap.vault

Coast is a team messaging, employee scheduling, shift planning,andtask management app. Coast makes it easy for you to createworkschedules and communicate with your staff on the go — all inoneplace. Try Coast today for free! Over 10,000+ workplaces useCoastfor their work scheduling, team messaging, task management,shiftplanning, and checklists. Why workplaces love Coast: ✔Improvesteam communications ✔ Better work scheduling ✔ Simpleandeasy-to-use ✔ Easy to get started ⭐ Coast is free to use forallbusinesses and getting set up takes less than 60 seconds. UseCoastto improve team communications, message people and groupswithoutsharing phone numbers and see exactly who’s read yourmessages.Create chat groups for specific teams, departments, orwhatevergrouping is relevant to your business. Easilybroadcastannouncements or attachments to everyone in your team.Coast haseverything you need to improve your team’s communications.Reduceconfusion with better team scheduling. Quickly share thescheduleto the whole team and get confirmation on who has seen itor not.Employees can view the most up-to-date schedule anywhere andcaneasily cover any open shifts and request shift swaptrades.Managers can approve or deny the shift swaps the tap of abutton.You can use Coast to keep your team on the same page andmake suretasks won’t fall through the cracks. Easily assign taskstospecific individuals or teams and get confirmation that theyhaveseen it. Reminders are automatically sent before the tasks aredueto make sure no task is forgotten. You can also createrecurringtasks that can repeat on a daily or weekly basis so yourteam canalways be notified to complete important tasks. 💬Improveteamcommunications • Connect your entire team without sharingphonenumbers • Send messages to everyone on your team, specificgroups,or have direct 1:1 conversations • Create team-wideannouncements •Share unlimited photos and files with your team •Easily search allyour chat history and find what you need • Seeexactly who’s readyour messages 📅 Better Scheduling • Easily sharethe work schedulewith the entire team. • Know who has seen theschedule • Fill openshifts quickly by letting your whole team seeopen shifts • Approveor deny shift trades • Allow employees tocommunicate with oneanother about their shifts 📝Task Management •Assign tasks toanyone on your team or specific groups • Reminderswillautomatically be sent before the due date to ensure tasksgetcompleted • Get notified when tasks are completed •Createrecurring tasks that can repeat on a daily or weekly schedule✔️Create checklists • Create checklists for any procedures you have•Ensures consistency amongst your stuff • Improvesaccountabilityfor tasks ⭐ Everything in one place •Keep all yourwork in oneplace •Know where things stand at a glance Coast isavailable onany device, so you can find and access your work fromanywhere.Coast is the ultimate employee messaging and teamcommunicationtool for your business. Try it for free!

Keep your personal finances under control with Monific. Whetheryouneed a money manager or a monthly bill reminder – MonificFinancialPlanner app lets you chuck your tedious notebooks,bookkeepingrecords & helps you track spending conveniently.Moneymanagement can be complicated, and often you wonder whereyourmoney went. With Monific, you can stay on top of your finances,anytime, anywhere. Key features: • Track Spending and IncomesGetinformative insights on your finances, based on yourCategories,Sub Categories, and Accounts. • Schedule Transactions,RemindersThe app comes in handy as a bill reminder. Get remindedwhen yourbills are due; set recurring transactions for automaticpayments. •Scan your receipts The financial tracker app lets youcreate newtransactions by simply taking a picture of a receipt. •MultiCurrency Use Common and Crypto currencies. Choose the currencyofyour income and expenses to get started. • Sync acrossmultipledevices This financial planner app allows you to connectanunlimited number of devices for data sync. • Offline mode Keepalldata on the device only, if needed. A money manager app that isnotentirely dependent on the internet. • Password ProtectionProtectyour data with a Password or Fingerprint. Keep yourfinancialinformation safe with an extra layer of app security. •NoAdvertising, no limitations We created an ads-free cleanuserexperience with limitless usage. • Dark Mode Save yourselfeyestrain with the night mode theme of the bill reminder app.•Backup, Restore & Export Never lose your data withthefunctionality of backup and restore. Export your data to save itonyour devices.

OneUp is the ONE-STOP mobile app to run yourbusiness. All-in-one invoicing, accounting, inventory, CRM andexpenses.Sick of trying to run your business with several different appsthat don’t even talk to each other? Power your success with anall-in-one solution. OneUp Accounting is a unique app that runs onyour smartphone, tablet or laptop and helps you take your businessto the next level.EFFORTLESS BILLING - Flexible options for invoicing yourcustomers from your phone. Full invoices and sales orders systemwith beautiful, customizable templates.AUTOMATIC BOOKKEEPING - Sync your bank to OneUp Accounting forautomatic bookkeeping. Validate suggested entries and your booksare done.CLOSE MORE SALES - Keep records of opportunities with yourleads. Easily customize and email your quotes. A 360° view ofinteractions with your leads enables you to close more sales.WORRY-FREE, REAL-TIME ACCOUNTING - Bookkeeping has never beensimpler. No need for a separate tool for managing your finances andreporting. Realtime reports like Profit & Loss and BalanceSheet help you stay on top of your cash. Contract accountants andfinancial consultants to login remotely and verify yourbookkeeping. Export any data to excel for custom reporting.GET EVERYTHING DONE FASTER - Collaborate and be more productive.Track tasks and timesheets for your employees and contractors. Usethat information to bill your clients’ projects with our 1-click“Bill Time” feature.CONTROL YOUR SPENDING - Stay on top of your money. Importexpenses from your bank statements or enter your expense receiptsdirectly with our quick-entry forms.AUTOMATIC INVENTORY - Stay in control of your stock on hand. Allpurchases and sales automatically update inventory levels. Processreceiving notes and generate delivery notes.EASY PURCHASING - Automated supply chain management. OneUpAccounting keeps your products in stock by generating POs fromSales orders. Back-ordering and drop shipping support. Keep yoursuppliers and vendors happy by never missing another billpayment.FLEXIBLE TAX MANAGEMENT- OneUp Accounting supports sales tax,VAT, and TVA (For United Kingdom, France, China, and othercountries). Close your tax period and run tax reports at any pointfor income tax filing.More details about OneUp Accounting -TRUSTWORTHY - OneUp Accounting is one of the most popularapplications on Google Apps with 700,000 installed users all overthe world.INTEGRATIONS - Interact with OneUp Accounting directly in yourGmail inbox with OneUp Accounting Smart Notifications. OneUpAccounting is installed inside your Google Apps account, allowingyou to sync contacts and easily access Google Meetings and Gmailfor Business directly.OneUp Accounting GROWS WITH YOU- With affordable plans startingat $9 for a single user and going up to an unlimited account, OneUpAccounting scales with your growing business.MOBILE BUSINESS - OneUp Accounting is as good on your mobiledevice as on your desktop. Take your business anywhere with themost complete mobile business app. Perfect for Android, iPhone,iPad and other tablets and smartphones.HIGHEST GRADE SECURITY AND BACKUPS - Full 256-bit SSL encryptionand multiple storage locations keep your information safe andsecure.ALWAYS AVAILABLE - Guaranteed 99.8% uptime ensures you access toyour information, anytime, anywhere.MIGRATE FROM ANY APPLICATION - Powerful CSV importing makes it easyto switch from your prior solution (login from desktopcomputer)Online Accounting: Quickbooks Online, Xero, Shoeboxed, Wave,Freshbooks, MYOB, Kashoo, and Freeagent, Invoice2goOnline CRM: SalesForce, SugarCRM, Zoho, and InsightlyOnline ERP: NetSuite, Sage, ERPLY and Microsoft Dynamics

Monthly budget planner and expense tracker to help manageyourpersonal finance.

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