At the moment Qonto is only available for companies registeredinFrance 🇫🇷, Germany 🇩🇪, Italy 🇮🇹 and Spain 🇪🇸. 1- Allpaymentmethods your business needs. Order physical and virtualMastercardcards to simplify your expense management. Initiate andreceiveSEPA and SWIFT transfers. Pay by Direct Debit. Deposityourclients' checks. 2- Bookkeeping without pain. Ease yourbusinesslife on-the-go. Access your unlimited transaction history.Getreal-time notifications. Create custom labels for adetailedfollow-up of your expenses. Digitise receipts totransactions, youare legally covered in case of control. Forwardyour receipts byemail, we will pair them with their transactions.Conduct VATreconciliation in no time. Ask for missing receipts in aclick.Connect Qonto to your accounting tool. 3- Collaborate tofinancemanagement. Create tailor-made access for your team members.Giveread-only access to your accountant. Provide Qonto cards toyourteam members and say goodbye to expense reports. Set paymentlimitsfor each team member and keep control. Let your teammembersrequest transfers. Last but not least, our pricing issimple,transparent and comes with extra-fast customer service! Bythe way,is Qonto a bank? Qonto is a payment institution supervisedby theBanque de France (under number CIB 16958). We allowexistingcompanies as well as companies that are under theregistrationprocess to benefit from a current account and all themeans ofpayment they need to run their activity efficiently(physical andvirtual cards, debits, transfers, check deposits). Asa regulatedpayment institution, all of our clients' funds aresecured by ourpartner Crédit Mutuel Arkéa and covered by the Fondsde Garantiedes Dépôts et Résolution (FGDR) to up to € 100,000.Unlike atraditional bank account, a Qonto account can’t be a debtoranddoesn’t allow cash deposit. Send us your questions, commentsorlove letters to support@qonto.com

Everything you need to know about our App’s functionalities ishere!Did you know you can: Manage your accounts in an integratedandintuitive way: check, transfer, pay and save; Hide yourbalances inorder to have more privacy; Request a new Debit orCredit Card andrevoke (up to 14 days) or even cancel it due toloss or theft;Simulate and apply for a Personal Loan, with thepossibility ofimmediate online approval (subject to automaticcredit assessment);Simulate a Home Loan: apply and upload thefirst required documents;Subscribe our ON/OFF Travel Insurance;Make international transfersdirectly with TransferWise; Use QuickActions for a simpler accessto your account movements; Setnotifications when your balance isbelow a certain amount or whenyour Credit Card is used. In the area“More” you can find: MB WAY,where you can send, withdraw andrequest money or even pay andsplit your bills with friends; FinanceManager, onde pode controlaros seus gastos; Configurations;Contacts; Legal information;Logout. Request your Loan Moratorium,without leaving your house.It’s the safest option! Upload thedocuments, wait for an answerand, if you fulfil the requirements,accept! 
With PSD2 you canaggregate, on your App, information aboutyour other Bank Accounts:balances, movements and account details.You can aggregate Accountsfrom 17 national Banks, that joined tothe SIBS solution. ShareBeneficiaries and Favourites info betweenthe App and website. Notour Client yet? Then open an Accountwithout leaving your house!
You’ll only need: 15 minutes;Portuguese Identification Document,proof of address and employment;Make a videocall at the end of theprocess. Don’t waste any time:download it now and make your lifesimpler!

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Soldo connects smart company cards to intuitive software,helpingbusinesses to manage spending and automate expensemanagement. Payin store with prepaid Mastercard® cards and getvirtual cards forhassle-free online payments. Capture receipts, VATrates and noteswith the employee mobile app, right at the point ofpurchase. Andconnect everything to the administrative web consoleand mobileapp, to manage your team’s expenses effortlessly. Withthe Soldomobile app, employees can: • Access Soldo card details •See theiravailable balance • Track transactions in real time • Getinstantnotifications • Find company information • Manage PINsettings •Report a card as lost or stolen • Lock and unlock cards •Capturereceipts in a snap (Pro and Premium only) • Categorisepurchases asthey happen (Pro and Premium only) While administratorscan:• Transfer money to cards • Send PIN reminders to users• Resetlogin access for employees • Manage spending controlsEmpowercontrolled employee spending Help your team to buy thethings theyneed for work. Soldo gives employees controlled accessto companymoney, helping them to get the job done. Instantlytransfer fundsfrom the business’ Soldo account to prepaidMastercard® cards.Allocate and reallocate funds in couple ofclicks, for completecontrol over your cash flow. On Pro and Premiumplans: Setautomatic top-ups, to make sure your team always has thefunds theyneed. Make expense management effortless Track spendingwith a liveview of all transactions. Administrators can check in onspendingusing the web console or mobile app. And Soldo makesbookkeepingeasy. Generate a wide variety of data-rich expensereports informats compatible with your accounting software. Orconnect Soldoto Xero and QuickBooks, sending data straight to youraccounts. OnPro and Premium plans: Forget end-of-month chaos andconstantreceipt chasing. Soldo streamlines the expense managementprocesswith on-the-spot reporting. Employees get a notification,themoment a payment is made. They can then capture expenses atthepoint of purchase, snapping a photograph of receipts and addingVATrates, categories and more. It’s all visible immediately intheSoldo web console. Get a grip on spending Proactivelycontrolexactly who spends what, and where. Soldo allows you to setupdaily, weekly, and monthly budgets – as well as spending rules–for complete peace of mind. You can even prevent spendingwithspecific vendors, such as gambling companies, to reduce therisk offraud. On Pro and Premium plans: Set custom roles andpermissionsfor individual users, so admins, managers and users seeexactlywhat they need to see, and nothing more. What our customerssay“The control and flexibility with the product is ideal forscalingbusinesses” – Kevin Fisher, Head of Finance at GoCardless“Soldo isa product that really delivers. Delivers on value anddelivers onits promises” – Dennis Koehler, Global Head of Payment& Fraud,Get Your Guide “Soldo has given us more freedom. One ofthe bestthings about Soldo is the customer service.” – MartynSexton,Finance Manager, Secret Escapes

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