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Initially served as Indonesian central bank,todate BNI has evolved to become one of largest commercial bankofIndonesia in terms of assets, lending and third party funds.BNIprovides various financial services and is supported byitssubsidiaries in sharia banking, financing, capital market, aswellas insurance. BNI is the first state-owned bank to go public ontheIndonesia Stock Exchange (IDX). As of 2012, BNI already had1,693domestic branches and five overseas branches in New York,London,Tokyo, Hong Kong and Singapore. This e-version annual reportis anew convenient way to find out more about BNI achievementin2013.Initially servedasIndonesian central bank, to date BNI has evolved up to becomeoneof Reviews largest commercial bank of Indonesia in terms ofassets,lending and third party funds. BNI provides variousfinancialservices and is supported by its subsidiaries in shariabanking,financing, capital markets, as well as insurance. BNI isthe firststate-owned banks to go public on the Indonesia StockExchange(IDX). As of 2012, BNI already had 1,693 domestic branchesand fiveoverseas branches in New York, London, Tokyo, Hong KongandSingapore. This e-version annual report is a new convenient waytofind out more about BNI achievement in 2013.

Initially served as Indonesian central bank, to date BNI hasevolvedto become one of largest commercial bank of Indonesia interms ofassets, lending and third party funds. BNI providesvariousfinancial services and is supported by its subsidiaries inshariabanking, financing, capital market, as well as insurance.BNI is thefirst state-owned bank to go public on the IndonesiaStock Exchange(IDX). As of 2012, BNI already had 1,693 domesticbranches and fiveoverseas branches in New York, London, Tokyo,Hong Kong andSingapore. This e-version sustainability report is anew convenientway to find out more about BNI achievement in 2016.