Build your path to wealth

Digital prepaid card for Birmingham residentsreceivingCity-sponsored funding.

WELCOME TO THE ANGELENO CONNECT MOCAFI MOBILITY BANK ACCOUNTTheAngeleno Connect MoCaFi Account provides mobile banking,creditbuilding, local merchant discounts, and financial empowermentforLA residents. NO COST OPTIONS TO DEPOSIT AND WITHDRAW FUNDSFundyour account with early direct deposit, account transfer, cashatVanillaDirect Load™ retailers, or approved checks throughIngo™Money. Faster funding claim is based on a comparison of ourpolicymaking funds available upon receipt of payment instructionversusthe typical banking practice of posting funds at settlement.Fraudprevention may delay the availability of funds with orwithoutnotice. Early availability of funds requires payor’s supportofdirect deposit and is subject to the timing of payor’spaymentinstructions. The Ingo Money service is provided by FirstCenturyBank, N.A. and Ingo Money, Inc., subject to the FirstCentury Bankand Ingo Money Terms and Conditions and Privacy Policy.Approvalreview usually takes 3 to 5 minutes but can take up to onehour.All checks are subject to approval for funding in Ingo Money’ssolediscretion. Fees apply for approved Money in Minutestransactionsfunded to your card or account. Unapproved checks willnot befunded to your card or account. Ingo Money reserves the righttorecover losses resulting from illegal or fraudulent use of theIngoMoney Service. Your wireless carrier may charge a fee fordatausage. Additional transaction fees, costs, terms and conditionsmaybe associated with the funding and use of your card or account.Seeyour Account Agreement for details. VanillaDirect is providedbyInComm Financial Services, Inc., which is licensed as aMoneyTransmitter by the New York State Department of FinancialServices.CREDIT BUILDING BILL PAYMENTS Add Billers to your accountto manageand pay bills from the app. Opt-in to report your RentBillPayments to Equifax and TransUnion as a way to increase yourcreditscore. Rental Payment Reporting is not a Sunrise BanksN.A.product, nor does Sunrise Banks N.A. endorse this feature.SUPPORT& SAVE AT LOCAL SMALL BUSINESSES Earn up to 3% cash backonpurchases at small and minority-owned businesses across LA CityandCounty that participate in the MoCaFi Represent Rewardsprogram.The Represent Rewards Program is not a Sunrise Banks N.A.products,nor does Sunrise Banks N.A. endorse this feature. ACCESSWEALTHEMPOWERMENT SERVICES The Mobility Score is ourcustom-builtfinancial assessment tool that uses your MoCaFiactivity to unlockwealth empowerment resources from our financialservice partners.Mobility Score is not a Sunrise Banks N.A.products, nor doesSunrise Banks N.A. endorse this feature.

The Respect Bank Account App provides mobile banking,creditbuilding and wealth empowerment tools in a single account. NOCOSTDEPOSIT AND WITHDRAWAL OPTIONS Fund your account at no costwithearly Direct Deposit, approved checks with Ingo™ Money4,connectedaccount transfer, or cash at VanillaDirect retailers likeCVS®,Rite Aid®, 7-Eleven®, Family Dollar®, and Dollar General®.Withdrawcash without a surcharge fee at 55,000 AllPoint NetworkATMs CREDITBUILDING BILL PAYMENTS Add billers to your accountprofile tomanage, pay, and opt-in to report your most importantexpenses tothe credit reporting agencies from the app5. Track yourcredithistory with the VantageScore Tracker by Equifax™WEALTHEMPOWERMENT TOOLS The Mobility Score is our custom-builtwealthassessment technology. We use your spending, credit building,andpersonal development activity to create a Mobility Scorethatunlocks wealth-building resources from our financialservicepartners.

MoCaFi Immediate Response Card The MoCaFi ImmediateResponseIncentive Mastercard® is a prepaid card loaded by aSponsormunicipality or organization with a specific dollar amount.YourSponsor may add additional funds to the card, but you may notloadfunds to the card. The Card is issued by Sunrise Banks N.A.,MemberFDIC, St. Paul, MN 55103, pursuant to a license fromMastercardInternational on behalf of Mobility Capital Finance, Inc,theprogram partner responsible for managing the Card.

The One Atlanta Immediate Response Incentive Mastercard is aprepaidMastercard loaded by a Sponsor municipality or organizationwith aspecific dollar amount. Your Sponsor may add additional fundsto theMastercard, but you may not load funds to the Mastercard.TheMastercard is issued by Sunrise Banks N.A., Member FDIC, St.Paul,MN 55103, pursuant to a license from Mastercard Internationalonbehalf of Mobility Capital Finance, Inc, the programpartnerresponsible for managing the Mastercard.

The Angeleno Immediate Response Card is a prepaid card loaded byaSponsor municipality or organization with a specific dollaramount.Your Sponsor may add additional funds to the card, but youmay notload funds to the card. The Card is issued by Sunrise BanksN.A.,Member FDIC, St. Paul, MN 55103, pursuant to a licensefromMastercard International on behalf of Mobility CapitalFinance,Inc, the program partner responsible for managing the Card.

Sponsor-funded reloadable prepaid debit Mastercard