Bank of the West Apps

Stay on top of your investment accounts anytime, from anywhereusingthe new myTradeNow App from BancWest Investment Services,Bank ofthe West’s affiliated broker/dealer. Key Features: Trade-Tradestocks, options, and mutual funds -Access option chains-Track orderstatus Monitor your account -View holdings andbalances -Reviewrecent activity Follow the market -Create watchlists -Get securityquotes and fundamentals data -Follow Index andequity charts -Stayon top of the markets with market and securitynews The myTradeNowApp is available to download at no cost. Yourmobile carrier mayimpose data charges depending on your individualplan. Check withyour carrier on specific fees and charges.Securities and variableannuities are offered through BancWestInvestment Services, aregistered broker/dealer, member FINRA/SIPC,and SEC RegisteredInvestment Adviser. Financial Advisors areRegisteredRepresentatives of BancWest Investment Services.Fixedannuities/insurance products are offered through BancWestInsuranceAgency in California, (License #0C52321) and throughBancWestInvestment Services, Inc. in all other states where it islicensedto do business. This is not an offer or solicitation inanyjurisdiction where we are not authorized to do business. Bankofthe West and its various affiliates and subsidiaries are not taxorlegal advisors. BancWest Investment Services is a whollyownedsubsidiary of Bank of the West. Bank of the West is a whollyownedsubsidiary of BNP Paribas. Investment and Insurance Products:NOTFDIC INSURED NOT BANK GUARANTEED MAY LOSE VALUE NOT A DEPOSITNOTINSURED BY ANY FEDERAL GOVERNMENT AGENCY

myWealth Portfolio provides secure access to yourinvestmentaccounts wherever you are. Share a snapshot of your totalwealthwith trusted advisors to help you make informed financialdecisionsbased on your goals. Or simply enjoy having your portfoliodetailsavailable whenever you want them. myWealth Portfoliofeatures: •Fingerprint login and other safety features to keep datasecure •View your total portfolio in aggregate or by individualaccount •History of recent market trades and transactions •Detailedholdings information • Engaging design for a superior easeof use

Be the master of your money with the Bank of the West app.Enjoysecure access to your accounts and manage your financesfromvirtually anywhere. For your protection: our Android app nowhas asecurity feature that analyzes and combats potential risks toyourmobile device. To ensure the app is as safe and secure aspossible,we will ask for your consent to make and manage phonecalls.BEST-IN-CLASS BANKING Sign in and bank securely withFingerprintSign In, Mobile PIN or password. Send money, makepayments,transfer and deposit funds on the go: • Quickly send moneytoalmost anyone you know in the U.S. via their email or U.S.mobilenumber with Zelle®. • View or modify scheduled payments andmorewith Bill Pay. Take a photo of your bill, and we’ll do therest. •Easily move money between Bank of the West accounts andaccounts atother banks. • Deposit checks through the app and emailyourself areceipt that has an image of the check. Also verify andview imagesof cleared checks. View and manage your accountswherever you are:• Manage your credit and debit cards: set travelnotifications,activate new cards, change your PIN or order a newcard. • Accessup to 7 years’ worth of checking, savings, CD andcredit cardaccount statements online. Manage your paperlesspreferences. •View account balances and recent transactions withouthaving tosign in using Quick Balance. • Quickly look up atransactionwithout endless scrolling using our search bar. Justtype in firstfew letter or numbers to activate search. • Find Bankof the Westlocations near you with our ATM and Branch Locator. OURSECURITYCOMMITMENT We put the safety and security of your personalandfinancial information first. We: • Never storeconfidentialinformation or account numbers on your mobile device. •Useindustry-standard data encryption to protect your transactions.•Prompt you to verify your sign-in information after 5 minutesofinactivity. • Block your mobile banking access if your deviceislost or stolen. DISCLAIMERS The Bank of the West App isavailableto download at no cost. Your mobile carrier may imposedata chargesdepending on your individual plan. Check with yourcarrier onspecific fees and charges. Member FDIC. Equal HousingLender

CentreSuite Mobile provides mobile access to a wide arrayofvaluable card, statement, and expense management featuresandbenefits to meet the needs of commercial cardholders andprogramadministrators alike. • Cardholders enjoy a simple,lesstime-consuming process in the palm of their hand; making itabreeze to track expenses and meet corporate requirements.•Administrators can quickly review cardholder activity orprovidesupport at any time and from wherever they happen to be.•CentreSuite Mobile lets you offer a seamless omnichannelexperienceleveraging the full power of the CentreSuite platformthrough asmartphone. Commercial cardholders can: • Track purchasesand viewstatements • Manage and code transactions with companyspecificgeneral ledger codes and other allocation settings •Efficientlymanage receipts with multiple options – (attach, autoassign) •Create, manage, and submit expense reports • Make, editpaymentsand payment accounts – one time and recurring payments •Get timelyupdates and receive critical notifications • Manageaccountreferences and settings • Turn card on/off Commercialprogramadministrators can: • Manage all direct team members •Review andapprove expense reports • Track purchases and viewstatements forteam members • View authorization details • Managecredit limits,establish and adjust velocities to better controlspending • Make,edit payments and payment accounts