VIETNAM TECHNOLOGICAL COMMERCIAL JOINT STOCK BANK Apps

Ứng dụng Smile - Giải pháp thông minh cho việctiếp cận các chương trình khuyến mãi đặc biệt từ đối tác củaTechcombank.TÍNH NĂNG CỦA SMILE- Tìm kiếm khuyến mãiGiúp người dùng nhận được thông tin khuyến mãi sớm nhất thông quahệ thống tự động nhắc nhở thông tin khuyến mãi mới .- Định vị ATM và chi nhánhGiúp người dùng có thể dễ dàng tìm kiếm các chi nhánh củaTechcombank cũng như các điểm ưu đãi thông qua hệ thống định vị GPSvà chức năng tìm kiếm trên bản đồ .- Phản hồiNhận đánh giá và phản hồi từ phía người dùng để cải thiện và nângcao chất lượng phục vụ.- Cập nhật thông tin 24/7.Applications Smile -smart solution for accessing special promotions from our partnersTechcombank.FEATURES OF SMILE- Search Promotion  Helps users get early promotions through the systemautomatically prompts new promotions.- Locate ATMs and branches  Help users can easily search the branch of Techcombankas well as preferential location through GPS navigation system anda search function on the map.- Feedback  Receive assessment and feedback from users to improveand enhance the quality of service.- Update 24/7.

Techcombank's internal OTP birth application

TCB OTP is a mobile application to generate OTP (one-time-password)for smartphones and tablets. This is an advance authenticationsolution which provide secured and convenient usage for Commercialcustomer in bundle with Techcombank F@st Ebank. Besides, in orderto increase convenience for customers, we provide additional queryfunction and receive balance movement information from theiraccount. Features: Activate Smart OTP Generate transaction signingOTP Change Smart OTP PIN code Deactivate Smart OTP

With Techcombank F@st Mobile you can: •   SeeAccount balances, get balance notifications, and seetransactionhistory •    Easily topup prepaid Mobile Phone 📱 👆😀 •    Get Cash from an ATM without a card 💸•   Instantly transfer money 24/7 to friends, family,oranyone else via their bank account number or ATM, Debit, orCreditCard Number •    Make online savings •  Manage Credit card (inquiry card statement & makecardpayment)  •    Pay Bills easilyfor    o   Electricity Bills withEVN    o   Water Bills     o Internet and Home Phone (FPT, Viettel, VNPT)    o  Cable TV subscription (VTC and VTV)    o  Airplane and Train tickets (VietnamAirlines, AirAsia,VietJet and VNR)     o  Vinhomes, SPT, ParkingBills, PTI Insurance and more! •   Locate TechcombankATMs and Branches •    Access exclusivedeals andpromotions! Existing Techcombank card owners can now signup forTechcombank F@st Mobile right from the app, without goingtoTechcombank’s branch!

"CONTROL YOUR FINANCE EASILY WITH JUST ONE APP No more pilesofbills and paperwork. No more long queues at the bank counter.Thenew and improved ebanking app - Techcombank Mobile - makesmoneytransfer, payments, transactions and financial managementallavailable within one device. BANK EFFORTLESSLY Transfer moneywithno hassle just like chatting with your friends and familyMovemoney through accounts quick and easy Flexibly change theappwallpaper as preferred MAKE PAYMENT IN JUST A BLINK Onlyonepayment gateway for every type of invoice. Pay and transfermoneyusing a personalized QR code. Convenient money transferringviaphone number. KEEP YOUR MONEY SAFE AND SECUREState-of-the-arttechnology face authentication is built in toensure absolutesecurity HAVE FULL CONTROL OF YOUR FINANCES Firstpersonalfinancial assistant in Vietnam Visual graph and chart forfinancialmonitoring and budgeting Help you understand your spendinghabitsand plan your savings for each daily transaction. Also, enjoynotransfers fee and unlimited 1% cashback on transactions viadebitcards. Download Techcombank Mobile today!"

DIGITAL BANKING MOBILE APP - TECHCOMBANK BUSINESS MOBILETechcombankofficially launches Techcombank Business Mobile, whichhelpssimplify your financial operation, support your businessgrowth witha lot of outstanding benefits and features. EXPERIENCEA BRAND NEWDIGITAL BANKING MOBILE APP Stable, Secure • NewArchitecture &Design for an optimized performance • 2-Factorauthentication and anadvanced biometric scanning technology ModernInterface • Anintuitive and user-friendly design • Synchronous andconsistant onall devices Simplify Financial Operations • Smartnavigation tooptimize operational activities • Convenient thesearch and filterbar OUTSTANDING FEATURE - OPTIMIZED COST Quickand ConvenientTransaction • Seamless transacting activities onmobile/computer •Immediate approval of payments anytime, anywhere• Automatic choiceof the fastest payment rail • Easy enquiry oftransactinghistory/account information with a support tool • Freeintrabank andinterbank transaction fees Optimized OperationManagement • Avisualized view of transactions history to assistBusiness ineffectively controlling and managing expenditure •Real-time updateand notifications of cashflows

Send instant notifications to staffs every time a customer makesaQR payment