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iFAST Global Markets (iGM) Investment Advisers An app for bothiGMadvisers and clients, facilitating the creation and approvaloftrades across multiple investment products foradviser-assistedtransactions, while also catering for self-directedinvestments.iGM advisers can create transactions for clients on thego, whileiGM clients and supervisors can also approve transactionsvia theapp. Both advisers and clients can view investment holdingsandcash account balances on demand. Advisers can create buy, sellorswitch transactions for Unit Trusts, Bonds, ETFs, DPMS, andalsoapply for Regular Savings Plans (RSPs). Clients canapprovetransactions, and also view historical statements andinvestmentholdings. The app is also a fully functional“Do-It-Yourself (DIY)”investment app for clients with DIYinvestment accounts. The iGMapp lets you invest in Stocks, Bonds,Exchange Traded Funds (ETFs)and Unit Trusts with the flexibility ofa self-directed investmentaccount. It comes with access toprofessional investment advicefrom a dedicated financial adviser. ·Open an iGM account to starttrading immediately · Aggregate yourinvestments on the iGMplatform and view consolidated portfolioholdings on demand ·Two-Factor Authentication (2FA) with Biometricsfor security andease of use · Trade Stocks, ETFs, REITs, Warrants,DLCs and otherinstruments listed across the Singapore, US and HongKong stockexchanges, and receive real-time trade notifications ·Gain accessto a broad universe of Retail and Wholesale Bondsencompassingvarious sectors and currencies · Trade wholesale bondsin odd lotsizes via Bond Express, and place orders for new bondissues Builddiversified portfolios with one of the largestselections of UnitTrusts managed by leading global fund managementprofessionals ·Benefit from asset allocation and portfoliomanagement strategiesutilising our in-house Discretionary PortfolioManagement Services(DPMS) · Build Watchlists to monitor investmentideas on-the-go,and analyse opportunities with our suite ofinvestment tools ·Leverage on independent investment research bythe in-houseresearch team and uncover new investment opportunitiesThe iGMmobile application is developed by iFAST Corporation Ltdwhich hasempowered over 7,700 wealth advisers and 330,000 customersin 5markets* over nearly two decades Incorporated in the year 2000inSingapore, iFAST Corporation Ltd. (“iFAST Corp” or the“Company”,and together with its subsidiaries, the “Group”) is alsopresent inHong Kong, Malaysia, China and India. The Group offersaccess toover 9,100 investment products including unit trusts(“funds”),bonds and Singapore Government Securities (“SGS”), stocksandexchange traded funds (“ETFs”), and insurance products. Italsoprovides services such as online discretionary portfoliomanagementservices, research and investment seminars, financialtechnology(“Fintech”) solutions, and investment administrationandtransaction services to financial advisory (“FA”) firms,financialinstitutions, banks, multinational companies, as well asretail andhigh net worth (“HNW”) investors in Asia. *as of 31December 2018Contact iFAST Global Markets (iGM) atenquiries@ifastgm.com

IdealRatings® Islamic Investor app for individual investors is theonly mobile application that tells if a stock is Shariah compliantor not based on the most widely accepted screening guidelines inthe industry (AAOIFI). It also gives further details tosophisticated users on the reasons behind the compliance status andwhether the financial screening ratios or the non-permissibleincome ratio is behind the final screening results. The IslamicInvestor application enabled a recently launched function tocalculate the overall purification value for individual portfolioswith direct links to pay it out to charity organisation directly.IdealRatings Islamic Investor app registered user will be grantedcompliance access to their local market free of charge. KeyFeatures: - Instant Shariah Compliance status for local marketlisted companies. - Transparent screening details by viewing aCompany Report (Limited views per user). - View Market HeatMap(In-App Purchase). - Create your own Portfolio Holdings, Favoritesand Watch List separately. - Track Compliance and Performance foreach stock separately. - Calculate your Purification Value andDonate to Charity immediately. - Access Buy/Sell Recommendationsfor certain markets (In-App Purchase). FAQ: - How do you determinethat a stock is Shariah compliant? IdealRatings screen 40,000companies globally to ensure that its financials ratios and revenuederived from non-permissible business activities are compliant withthe criteria defined in the rulebook. - Who defined the screeningparameters (rulebook) used by IdealRatings? AAOIFI (Accounting andAuditing Organization for Islamic Financial Institutions). Thesecriteria represent what we’ve seen as the most commonly usedrulebook globally, they were deduced by qualified scholars in theIslamic Finance to screen companies that are being evaluated forinvestment by observant Muslims. IdealRatings do realize howeverthat there is no single standard to determine what is Halal ornon-halal, but we determined that this should at least give aninitial opinion for individual investors on the final status forcertain stocks they might be interested to invest in. - Howfrequent does IdealRatings update the database? IdealRatings is oneof the global screening provider in the Islamic Finance spaceproviding service to top-tier institutions around the globe.Islamic Investor app is being updated on daily basis wheneverthere’s a new information available about individual companies.Your subscription options: • 1 quarter subscription for Heatmap(overall view for the whole listed stocks) for $0.99 • 1 yearsubscription for Heatmap (overall view for the whole listed stocks)for $2.99 • 10 technical analysis recommendations for $19.99Subscriptions are billed and auto-renewed each quarter/year asabove subscriptions: • Payment will be charged to iTunes account atconfirmation of purchase. • Subscriptions may be managed by theuser and auto-renewal may be turned off by going to the user'sAccount Settings after purchase. • Subscription automaticallyrenews unless auto-renew is turned off at least 24 hours before theend of the current period. • Account will be charged for renewalwithin 24 hours prior to the end of the current period, at thequarterly/yearly rate at the time of renewal. • No cancellation ofthe current subscription is allowed during active subscriptionperiod. IdealRatings, Inc. Privacy Policyhttp://www.idealratings.com/privacy-policy

Bank at your leisure with Coast Mobile, the official appfromCoast360 Federal Credit Union. Access an array of bankingservicesfrom wherever you are, whenever you want. FEATURES: Loginsafe andsecure with touch ID. View Accounts View your transactions,accountbalances and history up to the last 6 months. You can alsosearchfor transactions by keyword or amount in the Accountscreen.Transfer funds Transfer money between your accounts in asnap. Makesure you have all the funds you need in your debit cardto makethose last minute purchases. You can even transfer funds toanothermember of Coast360 at no charge. All you’ll need is theirmembernumber, last name and share ID. Coast eDeposit(1) Remotelydeposityour check with Coast eDeposit! Just snap a photo of yourcheck todeposit into your Checking account. Checks are processedwithin24-48 hours, but may be held for up to 10 businessdays.SendMoney(2) Send money to virtually anywhere in the worldfromyour mobile device. Send your funds safely and securely toanyonewith a PayPal account using their phone or email address.SendMoneyis a feature powered by PayPal. Coast ePay Never stand inlineagain with Coast ePay, Coast360’s bill pay system. Enroll inCoastOnline to set up your payees and be able to pay for your billsfromanywhere. This feature requires a checking account. RatesAccessall our latest share and loan rates with just a few simpletaps.PLUS, access more time-saving links to locate member centersandATMs, hours of operation and more. To access Coast360’smobilebanking app, you must be enrolled with Coast Online. Transferanddeposit limitations apply. Read the Coast Online/CoastMobileDisclosure & Agreement for full details. (1) Checkingaccount(open for at least 90 days) is required to use CoasteDeposit.Checks deposited through Coast eDeposit must be endorsedwith “ForCoast eDeposit only”. Refer to Coast Mobile FAQs for othertermsand conditions. (2) Coast360 does not make any warranties andisnot responsible for any transactions conducted through PayPal.TheSendMoney service requires you to accept terms and conditions ofaseparate agreement. See the Coast Mobile FAQ atwww.coast360fcu.comfor full details. While Coast360 members may useCoast Mobile at nocharge, your wireless provider’s messaging anddata rates mayapply. Some features are available for eligiblemembers andaccounts only. Coast360’s mobile banking is safe andsecure asCoast Mobile uses TLS (Transport Layer Security)encryption tocommunicate securely through all mobile serviceproviders. Securitymeasures block unauthorized access and protectyour data, no matterhow you access your accounts. Feedback? We loveto hear yourfeedback as it helps us improve our mobile banking app.To shareyour feedback and/or suggestions, email usatcontactcenter@coast360fcu.com.

InvestingNote is Singapore’s first and largest social network thatempowers investors and traders to share, learn and connect withbetter investors. This works similar to a traditional stock forum –presented in modern, engaging and Facebook-style live feed. Soyou'd know exactly what's Hot and what's not in the market as aninvestor! Especially in Singapore(SG)! Harness the power ofthousands of investors and experience first-hand how it can help aninvestor like yourself - whether you’re a veteran with years ofinvesting experience or total newbie. Tap on the wisdom of thecrowd for better investing and trading outcomes. Their knowledge,Your gain! Join InvestingNote to keep yourself updated with themarket and stay connected to a very welcoming community ofinvestors! A Strong & Vibrant Community for Both Investors andTraders • The platform with the largest community of investors andtraders in Singapore. Thousands of investors are giving theirinvesting ideas about the latest trends in the stock market daily.See what’s the next big investing idea other investors are lookingat today and act on it fast! • Users gain reputation and rankingthrough the contribution of quality content and engagement. Seewhat other investors are saying and learn from the best! •Professional investors & verified institutions are part of thecommunity. Never worry about credibility again - identify them bytheir verified badges! • Know the social sentiments of a stock’sprice by looking at estimations – see whether other investors arebullish or bearish on your favourite stock! Actual Stock Data •Real-time Stock Prices • Key Fundamental ratios such as EPS, P/E,P/B • Corporate calendar for every listed stock – use this to knowwhen earnings results/dividends are released • Multiple markets:SG, US, HK, Thailand, Australia, Indonesia Advanced TechnicalCharting • Advanced technical charting are free, with allindicators and drawing tools • Do your own charting and share itwith other community members Live News, Announcements and Research• The most updated news and information to keep you in touch withthe market. The latest research reports are shared for every stock.Get news on what’s happening in the world, its impact on the stockmarket and see how other investors are reacting. Be amongst thefirst to anticipate changes. Marketplace • Access premium andexclusive analysis and insights from veteran and professionalinvestors. Follow and learn the way they pick their stocks! Virtualportfolio and watchlist • Create your own watchlist and track themseamlessly • Track your own virtual portfolio that does not requireany funds. Say goodbye to troublesome ibanking OTPs! • Followstocks news and monitor price actions closely • Watch SGX stockslike Capitaland(C31), SIA(C6L), Singtel(Z74), DBS(D05), etc. •S&P 500 stocks like Facebook Inc. (FB), Apple Inc. (AAPL),Tesla (TSLA), Nike (NKE), Netflix (NFLX), etc.

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Athol Savings Bank’s Mobile Banking Application gives youfast,free* access to your accounts where you want, when youwant.FEATURES OF ATHOL SAVINGS BANK MOBILE BANKING •Reviewaccountbalances and transactions •Check balances and transactionhistory•Transfer funds between accounts •Transfer funds to otherASBcustomers •Pay bills •Deposit Checks •View copies of clearedchecks•Locate surcharge-free ATM’s and ASB branches *There is nochargefrom Athol Savings Bank, but messaging and data rates mayapplyfrom your wireless carrier.

FIV5S - Make You Possible An eco-platform app to manageyourbusiness which solves all your business challenges. FIV5Sstandsfor Five Stars in which all services provided are dulydelivered intop performances. Build and managed by SwepIT Sdn Bhd.to help outsellers and retailers to manage their businesses invarious aspectsof challenges such as. - Order Management - CourierDeliveries -Sales Calculations - Commission Calculations - CustomerService -And Many more... This eco-platform app plays importantrole in dayto day business activity of seller who is activelyobtaining salesthrough their leads and other sales source. Theproducts being soldare official registered product from wellous.comin which it hasbeen recognised internationally through multiplebranding awards.

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