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Study a huge bank of questions across 9 major financecredentialingexams.

Keep a diary, and someday it'll keep you

A diary app that lets you write about each day in asimple,manageable way.

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Email marketing tool to create, send and track campaigns on the go

Track Time from Any Location in Any Time Format Regardlessofhowyour business would like to track and manageemployeetime,Heartland has a solution to make labor cost managementabreeze. -Employees can clock in and out in real time, entertheirtimemanually, and use advanced time tracking features tocustomizetimeentry for projects & tasks with multilevel jobcoding -GPSlocation is automatically attached to theindividualemployeetimesheet when they clock in or out - Inaddition, trackpaid andunpaid breaks, and even tips - With ourcomprehensivestatutoryrules library, stay compliant without anyextra work - AIbasedplatform notifies supervisors in real time ofexceptionsEmployeeSchedule in Minutes Heartland's schedulingsoftware makesit easyto build and manage employee schedules. To getstarted,simply dragand drop shifts to open time slots. The momentyoupublish a newshift, schedule a new job, or make any changes toanexistingschedule, you’ll be keeping everyone in the teamup-to-datewithreal time notifications. Say goodbye to late starts,no-shows,andmissed appointments. Streamline Your Time Off ProcessesDefineanytime off rule appropriate for your business - sickleave,vacation,paid time off (PTO) and set accrual policies.Automatethesepolicies and free your managers and HRfromunnecessaryadministrative overhead. Enable your employeestoquickly book timeoff from their mobile device or from theweb.Managers can stay ontop of employee availability byviewingrequests in real-time andapproving or rejecting requests.AdvancedReporting and AnalyticsRun payroll, attendance, or annualsummaryreports for any daterange. With our custom reports feature,easilyconfigure reports orfilter data so that you can makeproactivedecisions. Print oremail reports on the fly, save to PDF,or exportto Excel or CSV.Payroll Ready Heartland's Time andAttendancesystem was built withpayroll administrators in mind.Payroll teamscan performend-to-end management of time dataincluding exceptionsandadjustments. With our pre-built,multi-state, laborcompliancelibrary, businesses can manage laborlaws and otherbusinesspolicies with complete confidence. Heartlandincreasespayrollefficiencies, reduces errors, and minimizes payrolldelays.

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Personal CRM Sales Assistant

Concreit makes real estate investing available for everyone.Sitback, relax, let your assets work. Unlike other ways ofowning& operating real estate, Concreit lets you invest infractionalshares of real estate, which means that you can invest asmuch oras little as you want, starting at $1. -=- Time &MoneyManagement -=- We get that life happens. You can schedule&request withdrawals anytime through our app, which is based onfundavailability. Easy as that. -=- Why Real Estate -=- Realestateinvesting has fueled growth in some of the world’slargestinvestment portfolios for decades, and now you can tap intothat aswell. Invest into a professionally-managed portfolioofincome-oriented private loans & buildings. Traditionalprivatemarket commercial real estate has been hard to reach forthose thataren’t as wealthy, but our mission is to make thisopportunityavailable for everyone. -=- Put your money on a mission-=- We’rebuilding easy solutions so you can invest towardsretirement, takethat trip of a lifetime, buy a home, save for akid’s education, oranything else! -=- Professional Management -=-Having a privatemarket real estate management team shouldn't onlybe available tothe wealthy. Keep a whole investment team in yourpocket throughour mobile application. We’re leveraging aproprietary full-stackreal estate technology platform to makedata-driven decisionscombined with the experience of our investmentadvisory committeeon each investment. -=- Bank-level Security -=-Concreit usesAES256-bit encryption for your personal data, the samesecuritylevel as banks. Your investor information is encrypted andwe offera layer of biometric protection through Touch ID and FaceIDaccess. -=- Disclosures -=- Investing in real estate involvesrisksincluding the potential loss of principal. A real estateportfoliois subject to risks similar to those associated with thedirectownership of real estate and real estate debt, as theinvestmentsare sensitive to factors such as changes to real estatevalues andproperty taxes, interest rates, cash flow of underlyingreal estateassets, supply and demand, and the management skill andcreditworthiness of the issuer & borrowers. Portfoliosconcentratedin real estate assets may experience price volatilityand otherrisks associated with non-diversification. US realestateinvestments may also be affected by tax andregulatoryrequirements. Economic factors, market conditions, andinvestmentstrategies will affect the performance of any portfolioand thereis no assurance that a portfolio will match or outperformanyparticular benchmark. There is no guarantee thatinvestmentobjectives will be achieved, and past performance is notindicativeof future results. Liquidity Not Guaranteed: Investmentsoffered byConcreit are illiquid and there is never any guaranteethat youwill be able to exit your investments through ourredemptionprogram. Visit concreit.com for offering documents andotherinformation.

Run your business from anywhere with HubSpot’s mobile salesCRM.Pushyour sales deals forward by managing your contacts,emails,tasks,meetings and notes from your phone. Use the HubSpotmobileapp to: -Increase your productivity - See upcoming tasks,to-dos,meetings andreminders associated with your sales deals. -Tap intoHubSpot’spower from any app - The HubSpot keyboard enablesyou toswiftlyrespond to prospects from any app by giving youone-tapaccess toyour documents, meeting links, templated messages,andcommonly usedresources. - Stay connected on the go -Accessbusiness contacts,notes, and deals even when you’re offline.-Stay organized - Quicklyadd notes and follow-up actionswhiledetails are fresh. Scanbusiness cards to automaticallysavecontact details with no manualentry. - Close more deals -Assigntasks to teammates. Update dealsas they progress and seereal-timesales leaderboards. - Build bettercustomer relationships- Rely onHubSpot’s calling, live chat, andemail template featuresto keepconversations going and to buildtrust with your leadsandcustomers. About HubSpot HubSpot is acloud-basedcustomerrelationship management platform with marketing,sales,customerservice, and content management software. Today,over95,000 totalcustomers in more than 120 countries useHubSpot’saward-winning,powerful, and easy-to-use tools to transformthe waythey attract,engage, and delight customers.

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The Ascentra Credit Union Mobile App allows you toaccessyouraccounts anytime, anywhere. With a fresh look and feel,itwillhave you making all the right money moves! With theAscentraMobileApp, you can do everything you can do on a desktopfromtheconvenience of your smartphone. Features: · Checkbalancesandtransaction history · Transfer funds · Deposit checks ·Movemoneybetween your accounts · Login quickly and securelywithyourfingerprint or a glance where available · Set securityalerts·Manage your debit or credit card · Apply for a loan oropenanaccount · Pay bills · Use tools to set budgets andmanageyourfinances · Bank in English or Spanish · Link andviewexternalaccounts and credit cards · Help via chat · Monitoryourcreditscore and credit report through SavvyMoney ·Locatesurcharge-freeATMs and Ascentra Credit Union branches Formoreinformation, go toascentra.org/anywhere. Federally insured bytheNCUA.