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Fidelity Spire® is a free, goal-based app designed to help youplan,save, and invest smarter. Set your goals and track progress •Trackyour progress by linking Fidelity and non-Fidelity accountswithyour goal’s timeline • Don’t worry about knowing what kindofaccount to stash your money in—we’ll help you explore optionstohelp you save and invest It’s easy to open an account rightfromthe app • Whether you want to invest on your own or want us todoit for you, Fidelity has a range of accounts for you tochoosefrom. Fees vary based on your investing decisions. • Youcanconveniently open these accounts right from the app: oTheFidelity® Cash Management Account o The Fidelity Account®oFidelity Go® Transactions • Make payments and manage yourbillswith Bill Pay • Trade directly from the app to buy or sellstocks,mutual funds, and ETFs • Transfer money in, out, and betweenyourFidelity accounts and outside bank accounts – now you canscheduleautomatic monthly transfers from your bank to Fidelityaccounts •Deposit a check into your Fidelity accounts directly fromthe app •Pay Venmo® or PayPal® contacts directly in the appDon’tpick—prioritize • The decision tool helps you see the impactofputting money toward one goal versus another to help you makesmartdecisions Find simplified financial education • We’ll help yougrowyour financial smarts along the way, with guidance that’sspecificto your goals • The trade hub is your guide to tradingwithhow-to’s and educational content Full financial picture •Bringyour non-Fidelity account balances into the app and keep trackofeverything in one place. You can link these outside accountsusingFidelity’s Full View®, powered by eMoney Advisor, LLC. Alertsandpush notifications • Receive timely reminders andencouragementsthrough push notifications and in-app messages Askthe VirtualAssistant (VA) • Tap to connect with the VA for supportwhen youneed it Investing involves risk, including risk of loss.TheFidelity Cash Management Account is a brokerage accountdesignedfor spending and cash management. It is not intended toserve asyour main account for securities trading. Customersinterested insecurities trading should consider a FidelityAccount®. FidelityGo® provides discretionary investment managementfor a fee.Advisory services offered by Fidelity Personal andWorkplaceAdvisors LLC (FPWA), a registered investment adviser.Brokerageservices provided by Fidelity Brokerage Services LLC(FBS), andcustodial and related services provided by NationalFinancialServices LLC (NFS), each a member NYSE and SIPC. FullView® is anaccount aggregation service subject to its own Terms ofService,Privacy Policy and Security Policy. Review carefully priorto use.Workplace savings account functionality is limited toviewingaccount information only. Fidelity Spire® app is free todownload.Accounts made available in the app may be subject to fees.Venmo,PayPal, and Fidelity Investments are independent entities andarenot legally affiliated. We care what you think. With yourhelp,we’re able to constantly improve our Fidelity Mobile® appstoaddress the concerns you bring to our attention. All thefeedbackyou provide is valuable to us—we read and consider everycomment wereceive. The trademarks and service marks appearingherein are theproperty of their respective owners. FidelityBrokerage ServicesLLC, Member NYSE, SIPC. 921149.16.1

Fidelity Health can help those enrolled in health plans oraFidelity Health Savings Account (HSA) manage their benefitsandaccounts. We built the app to minimize the time, expense,andhassle of managing your health care needs andbenefitson-the-go—all in a central location. With Fidelity Health,you can:• See plan coverage and benefit details • Save your healthbenefitID cards • Find in-network providers • See HSA balanceinformationRemove the confusion and guesswork from your healthplans andbenefits. With Fidelity Health, your complete benefits andcoverageinformation is always right at your fingertips. Never worryaboutlosing your health benefit ID cards again. Just take picturesofyour cards with your smartphone camera, and we’ll store themforyou to access anytime, anywhere. No matter where you are,tophealth care providers are never more than a few taps away.It’ssimple to search in-network doctors, specialists, urgentcare,clinics, and more on-the-go. Always know how much youhaveavailable to spend from your HSA, whether you’re at thedoctor’soffice or the pharmacy. You’ll also have a list of recentHSAtransactions to help you manage your expenses. The FidelityHealthapp is available to those enrolled in employer-sponsoredhealthplans or an HSA with Fidelity. Fidelity Health and theFidelityHealth logo are registered service marks of FMR LLC. Imagesare forillustrative purposes only. Fidelity Brokerage Services LLC,MemberNYSE, SIPC © 2021 FMR LLC. All rights reserved. 1001822.1.0

The Morgan Stanley Wealth Management mobileapplication is the only mobile solution designed exclusively forMorgan Stanley Wealth Management clients. It provides anyone with avalid Morgan Stanley Online login the ability to:• Access their Morgan Stanley accounts, including balances,holdings and recent activity.• Deposit checks from anywhere in the U.S. using our cutting-edgeimaging technology without having to mail or bring them to abranch*.• View upcoming bills and make one-time or recurringpayments.• Transfer funds between Morgan Stanley brokerage accounts, as wellas to and from accounts held at other financial institutions.• Browse current market indices, news, company profiles and stockquotes.With access to your accounts and to the right information whenand where you need it, you can work with your Financial Advisor tomake informed decisions and manage your finances on your own terms.It’s the latest way we can assure our clients that we’re behind youall the way.There is no charge to download the application. If you do notyet have a Morgan Stanley Online account set up, please go tohttp://www.morganstanley.com/online. Standardmessaging and data rates from your provider may apply.* Subject to certain terms and conditions.Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is aregistered Broker/Dealer, Member SIPC, and not a bank.Investment, insurance and other products offered through MorganStanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE |NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANYFEDERAL GOVERNMENT AGENCY© 2015 Morgan Stanley Smith Barney LLC. Member SIPC.CRC1159940 4/15

State Farm Federal Credit Union (SFFCU) Members1 can bank fromanywhere with our mobile app! Manage accounts, transfer money,deposit checks, apply for loans, and more! Plus, logging in is easywith Touch ID® and Face ID® on supported devices! Download our apptoday to harness the power of YOUR State Farm Federal Credit Union!Manage Accounts • Review account activity and balances • Setnotification alerts for account activity and security • View paststatements • Update and change your personal information • Applyfor sub accounts Borrow • Apply for loans • Check loan balances andmake payments • Set notification reminders for upcoming and pastdue payments Connect • Deposit checks using remote deposit capture• Easily transfer money between Credit Union accounts and accountsat other financial institutions • Use our account aggregation toolsto view balances and transactions for your accounts at otherfinancial institutions Learn • Access educational content toincrease your financial acumen • Leverage our budgeting andpersonal finance tools to set goals and track your progress Pleasecontact us at 888-521-5209 from 7 am – 7 pm, Mon – Fri, withaccount related questions or for technical support. 1 State FarmFederal Credit Union is an exclusive benefit program offered aspart of the State Farm Total Rewards package. Membership is open toall U.S. State Farm employees, agents, retirees, and certainmembers of their immediate families. Please visitwww.statefarmfcu.com for additional information on membershipeligibility. 2 Federal law limits the number of electronic andcertain other types of withdrawals from savings accounts (6 peraccount, per month). Talk to a Credit Union Specialist aboutopening an E-share Account for the convenience of unlimitedtransactions. iPhone, iPad, Touch ID, and Face ID are registeredtrademarks of Apple Inc. Message and data rates may apply. Pleasecontact your wireless provider for more information. FederallyInsured by NCUA

Get the free Fibre Federal/TLC Credit Union Mobile Banking appandaccess your accounts anywhere, anytime from any mobile device.Youcan check your available balances, view transactionhistory,transfer funds between accounts, find ATMs and branches inyourarea, find a free ATM wherever you go, check out our currentrates,and more.

For Merrill Edge self-directed and MerrillEdge Advisory Center clients: The totally redesigned Merrill Edgemobile app lets you access and manage your accounts and investmentswhere and when it's most convenient.Customize Your Dashboard• Up-to-date Market data and News• Real-time streaming quotes• Explore heat maps and Interactive chartsManage Your Accounts• View balances, holdings, order status and pending and historicaltransactions• Trade stocks, ETFs, mutual funds and options• View your brokerage accounts or any linked external accounts youhold outside Merrill EdgeWatchlists• Monitor major market securities• Add securities to your personal Watchlist• Track securities on your customizable dashboardPay Bills (must be enrolled)• Make single payments• Pay eBillsDeposit Checks• Simply take photos of checks to deposit them• View pending, failed or completed check depositsTransfer Money• Transfer money between your Merrill Edge investment accounts andyour linked Bank of America, N.A. bank accounts• Make transfers to and from accounts held at other financialinstitutions that you’ve set up on the website.Contact Us Easily• Report lost or stolen cards• Set or edit travel notices for eligible cardsGuidance & Retirement• Plan for college & retirement using the Personal Retirementand College Planning calculators• Other tools available to help choose what matters most to you(IRA Selector calculator, My Life Priorities, Life Events)Help Stay Secure• Set up fingerprint login on Samsung phones to securely sign in tothe app instead of using your Passcode• Send messages and documents using the Secure CommunicationsCenterIMPORTANT NOTICEThe Merrill Edge app for Android is available to clients who haveonline access to the MerrillEdge.com website. Some of the featuresand services available on MerrillEdge.com are not available withinthis app. Please access the website to access all functionality.Select Application License Agreement and review the amended Terms& Conditions, which apply to the website and all mobiledevices. By downloading and using this app, you agree to thecurrent Terms & Conditions.You may be charged access fees from your wireless service providerdepending on your mobile device. Please check with your wirelessservice provider for details on specific fees and charges.The images included are for illustrative purposes only.Merrill Lynch Privacy and Security: ml.com/privacyBanking products are provided by Bank of America, N.A. andaffiliated banks, Members FDIC and wholly owned subsidiaries ofBank of America Corporation.Merrill Edge is the marketing name for a business that is madeavailable through Merrill Lynch, Pierce, Fenner & SmithIncorporated (MLPF&S).Investment products:Are Not FDIC Insured | Are Not Bank Guaranteed | May LoseValueMLPF&S is a registered broker-dealer, Member SIPC and a whollyowned subsidiary of Bank of America Corporation.U.S. Trust, Bank of America Private Wealth Management operatesthrough Bank of America, N.A. and other subsidiaries of Bank ofAmerica Corporation. Bank of America, N.A., Member FDIC.AR88F74W

What’s new? We’ve focused on improving overallapp security and functionality. The new Mobile App includes:• Enhanced Login SecurityThe first time you log in, we’ll ask you to set up 3 new securityquestions, in addition to entering your User ID and password. Eachtime you log in after that, you’ll enter your User ID and password.If we don’t recognize your login location or device, we may alsoask you to answer one of the 3 security questions.• Remember User ID FeatureA lot of you told us that you didn’t like having to type in yourUser ID every time you logged in. Based on this feedback, we’veadded a feature so that the new Mobile App can remember your UserID. Just check the box next to Remember username when you log in,and the app will remember your User ID.• Secure Message CenterNeed to contact us quickly? Get your questions answered securelyand on-the-go from our new Secure Message Center.• Running BalanceWant to see your balance history as it has changed with eachtransaction? Now you can, with the running balance displayed foryour accounts.• Transaction SearchCan’t find a specific transaction? No worries. Forget scrolling anduse our new transaction search feature to easily find exactly whatyou need.• Bill PayBill Pay is back! You can once again schedule payments directlyfrom your phone. Get help paying bills with our Bill PayGuide.

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Dupaco’s free Shine Mobile Banking is a secure way to accessandmanage your accounts anytime, anywhere! Wherever you’re at,we’llmeet you there with tools for smart saving, personalizedalerts,easy account access, loan applications and a handful ofotherfeatures to make you feel right at home. Manage your accounts-View your deposit history and deposit checks in a flash. -Transfermoney between your accounts, from another financialinstitution orto another Dupaco member. - Schedule and editAutomatic Transfers.- Get fast, secure access to your accounts withPIN, Face ID orTouch ID. - Access and monitor your credit score andreport forfree with Bright Track. - Easily search for pasttransactions bykey word or date. - Take the hassle out of payingbills with BillPay. - Add a new Dupaco account. Keep your moneysafe - Set upTwo-Step Verification to keep the bad guys out (evenif they manageto get your password). - Turn any of your Dupacocards on or off injust a quick tap. - Have travel plans? Tell usabout your trip, andwe’ll make sure your card(s) work while you'reaway. - Enjoy peaceof mind with free, real-time eNotifier Alertsfor ATM transactions,Shine sign-ins and more. Reach for your savinggoals - Start aSavings Goal for your next vacation or big purchase.- Create acustom savings plan with a You-Name-It Savings account. -Grow yourrainy-day fund with ChangeUp Savings. Help is here - Findyournearest Dupaco Branch & ATM. - Have questions? Need help?Sendus a secure message from Shine. Love Dupaco? Have asuggestion?We’d love to hear from you! Leave a review or email usatservice@dupaco.com. Only certain devices can turn on Touch IDorFace ID. Turning your card off does not replace lettingDupacoknow.

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