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ZA Bank, be the game changer! From Hong Kong's No.1 virtual bank-ZA Bank, to Hong Kong's first Visa card with personalisedcardnumber – ZA Card, we're committed to bring you a differentbankingexperience. The first-ever Visa card with personalisednumber Forthe first time in Hong Kong, you can decide your cardnumber yourway. Choose your own card for real. ZA Card gives whatyou needSupported by Visa, enjoy free cash withdrawal at over 3,000localbanks' ATMs in HK and access to over 2.7 million ATMsworldwide. NoCVV, expiry date or even your signature on thephysical card,reaching a new level of security. 1% Savings rate byZA Savings GoEnjoy a different way to save with Savings Go. Earn asyou deposit!ZA Bank Loan We provide loan amount up to HKD 1,000,000withflexible repayment period of 6 to 60 months. The range of APRisfrom 1.99% to 35%. 7-day cooling off period Early repay the loaninfull within 7 calendar days to enjoy an interest andchargeswaiver. ZA Verify offers a smoother and safer shoppingexperienceNo more waiting for SMS during online shopping! With thebrand newZA Verify, you can verify the transaction within the appinseconds. 24/7 for you, whenever you need We offer a suitesofbanking services anytime and anywhere, including savings,timedeposit loan and more. Top-notch security protection Youraccountsecurity is a big responsibility to us. We apply robustdigitalsecurity technology, including multi-factor Authentication(MFA)and other intelligent security protections. ZA Bank is amember ofthe Deposit Protection Scheme. All eligible deposits arecovered bythe scheme with a limit of HKD 500,000 per depositor.Terms &conditions apply. Visit bank.za.group to find out more.To borrowor not to borrow? Borrow only if you can repay! Thedescription of'Hong Kong's No.1 virtual bank' is defined by ZABank’s leadingposition in the virtual banking industry in terms ofnumber ofusers, personal deposits and loan amount as of 31 December2020.This banking mobile application ("App") is provided by ZABankLimited ("We", "us" or "our") for use only by ourexistingcustomers or persons holding a valid Hong Kong IdentityCard andhaving a residential address in Hong Kong ("Customers").Please donot use this App if you do not have a valid Hong KongIdentity Cardand a residential address in Hong Kong or (if outsideHong Kong)you are not our existing customers. This App and theinformationprovided through it is not intended for use by anyperson in anyjurisdiction where such use would not be permitted bylaw orregulation. Any person who is not a Customer who uses theApp,releases us from any liability, claims, damages, losses orcostsarising from any non-compliance with the applicable proceduresandinstructions herein. We are not authorised or licensed in anyotherjurisdiction for the provision of the products and/orservicesavailable through this App, nor do we represent or warrantthatcontents on this App are appropriate or available for useoutsideHong Kong. Please ensure you comply with local laws andregulationsapplicable to you before using this App or our services.This Appshould not be considered as communicating any invitationorinducement to engage in banking or lending, or any offerorsolicitation to provide products or services to any personwherethe local law or regulation does not permit such activity ortheuse of such products or services. By applying for anyproductsand/or services through this app, you declare and confirmthat youcomply with local laws and regulations applicable to youfor usingthis app or our services.

The HSBC Canada app has been specially built for ourCanadiancustomers*, with reliability at the heart of its design.Enjoysecurity and convenience with these great features: • Viewaccountbalances – View the balances of your local andglobally-linkedbanking, credit card, mutual fund and RRSP accounts• Send andreceive money – make local and foreign currency transfersand paybills; send money wit INTERAC e-Transfer using your mobilenumberor email • Mobile cheque deposit - deposit your cheques bytaking apicture of it with the app • Message us – send us a securemessagePlus much more. Getting started is easy! • If you're new toonlinebanking, you can now register through the mobile app •Already acustomer? Log on with your existing online banking detailsDownloadthe new HSBC Canada mobile banking app today to enjoy thefreedomof banking on the go! * Important note: This App is providedbyHSBC Bank Canada and its subsidiaries (HSBC Canada) for useofexisting customers of HSBC Canada only. Please do not downloadthisApp if you are not an existing customer of HSBC Canada. HSBCCanadais regulated in Canada by federal and provincial regulatorsforbanking and investment activities.  Please be aware thatHSBCCanada is not authorised or licensed in other countries fortheprovision of the services and/or products available throughthisApp. HSBC Canada cannot guarantee that the services andproductsavailable through this App are authorised to be offered inothercountries.  This App is not intended for download or usebyany person in any jurisdiction where such download or use wouldnotbe permitted by law or regulation. The information providedthroughthe App is not intended for use by persons located in orresidentin jurisdictions where the distribution of any marketingorpromotional material is restricted.

View your portfolio, upcoming events and completetransactionhistory. Sell or transfer shares and exercise options.You'll needa Global Stock & Reward Services account to use theapp. Toactivate youraccount, visithttps://www.globalstockandrewards.com. YOURPLANS: • View youremployee share plan portfolio • Manage youremployee share plans •Track important events, both past and futureSALES AND EXERCISES: •Sell or transfer shares • Exercise options •View your transactionhistory SECURE: • Sign in securely viafingerprint (for Android6.0+ on supported hardware) • Allcommunication is encrypted • Nofinancial data is stored on thedevice

Download the new and improved Qantas app today. Book flightsandhotels, check in, access your boarding pass, plusexploreentertainment options before you fly and more. • See yourQantasPoints activity and keep track of your Status Credits andtierprogress • Book Qantas flights to a range of destinationsincludingAustralia, New Zealand, Dubai and many other citiesworldwide •View your next trips with a personalised timeline •Choose orchange your seats any time before check-in when flying onQantasoperated and marketed flights • Be reminded when check-inopens,stay up-to-date with alerts for departure gate, boardingtime,baggage carousel and more* • Claim missing Qantas Pointsoneligible flights • Know exactly what movies and TV shows will beonyour flight and plan your viewing in advance • Discoverjourneyinspiration with places to stay, where to eat and things todo •When eligible, see which lounges you can access • Get yourboardingpass within the app • Whether you’re travelling forbusiness or afamily holiday our app gives you everything you needfor a smootherjourney • Use the Qantas Android app to ensure afirst classexperience whether you’re booking flights to Sydney,Melbourne orany of the other Qantas destinations worldwide • Knowwhen it’stime to leave for the airport, and find the route that’llget youthere • Create fare alerts for your favourite destinationsand benotified of sales or offers and when fares fall belowyourpreferred price If you enjoy using our app why not leave usareview? If there’s anything you think we can improve we’d lovetohear from you at mobileappsupport@qantas.com.au * Check-in,in-appboarding passes and some alerts are not available for allflightsand all airports

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