UFCU Mobile Banking App

**WHAT’S NEW** We listened to your needs — then added a bundleofconveniences. Now you can use your device to: • Transfer fundstoother UFCU Members • Move your money to and from outsidefinancialinstitutions • View account balances without logging in •ManageBill Pay payees • Set up and remove account alerts •Viewmobile-deposit limits • Auto-capture check amounts andimagesduring mobile deposit by simply framing the check • Monitorandredeem your reward-based credit card points • Get details onandpay your mortgage • View your routing and account number •Accessto UFCU Money Manager Mobile Banking provides fast, secureaccessto your UFCU accounts from an Android Phone or Tablet ManageYourAccounts • Access your UFCU accounts whenever, wherever you are•View real-time balance and transaction history • Use UFCUMoneyManager to set budgets and track spending • View and redeemyourMyUFCU Card Rewards points Stay Secure • Optionally log inusingAndroid Fingerprint • Monitor account events and activitywithsecurity alerts • View balances and transactions withoutlogging inMove Your Money • Deposit checks through Mobile Deposit •Transferfunds between UFCU Member accounts • Move funds betweenUFCU andyour accounts at other financial institutions • Use UFCUBill Payto make payments, add/edit payees, and view payment history• Makereal-time credit-card payments • Access and pay your mortgageFindInformation • Locate nearby ATMs and Financial Centers • Viewyouraccount and routing numbers Get started with UFCU MobileBankingtoday. Download our app and tap Enroll. ImportantInformation Youwill be prompted to create a new user ID for UFCUMobile Banking,even if you use UFCU Online Banking or used ourprevious app.Please visit www.UFCU.org/go/mobile for additionalinformation andtutorials. *UFCU does not charge a fee for UFCUMobile Banking.Standard messaging and data rates may apply.

Your financial journey is unique to you, and the plan tostrengthenyour financial health and realize your dreams should beas well.PlanU connects you to the tools, resources, and guidance toput youin control of your financial health, on your terms. With thePlanUapp, you can: • Understand and improve on your current leveloffinancial health • Use an easy budgeting tool • Discover andlearnfrom best practices • Set and complete custom goals •Establishself-paced reminders • Consult one-on-one with a PlanUfinancialhealth expert • Track your progress over time • Open adedicatedsavings account to meet your goals For more than 80 years,UFCU hasempowered Members like you to improve their financialwell-being,handle life’s uncertainties, and achieve their goals.Let’s getstarted on your journey to better financial health,together! ThePlanU app asks you to enter data to providepersonalized feedbackand activities. Any data collected will beused to measure theeffectiveness of the app. Please refer to thefollowing relevantlinks for more information on UFCU’s PrivacyPolicy(https://www.ufcu.org/policies-legal/privacy-policy) andLicenseAgreement(https://www.ufcu.org/financial-health/app/tos-android).If you haveany questions or concerns, please contact us atPlanU@UFCU.org.Federally Insured by NCUA

UFCU Mortgage Services commits to making the process of securingahome loan as easy as possible. To that end, we have developedtheMy Mortgage App as a tool to simplify the home buying andlendingprocess. Whether you are a homebuyer looking to purchase ahome, acurrent homeowner interested in refinancing, or a realestate agenthoping to speed up the process for your clients, the MyMortgageApp has a feature to benefit you. Key Features - Comparedifferentlending scenarios using various loan programs to helpdeterminewhich product is the best for you. - Calculate thepossible savings(or cost) of refinancing your mortgage. - Determineifhomeownership is an affordable option for you based on yourcurrentincome and monthly expenses. - Scan in required documents onyourphone and upload them quickly to expedite the loanapprovalprocess. - Easily access contact information for your UFCULoanOfficer and real estate agent and share this information withyourfamily and friends. - Stay up-to- date on industry newsandhappenings that may impact your loan, like a change inmortgageinterest rates. The calculations provided in the MyMortgage Appare useful in giving you an idea of what homeownershipmight meanfor you. However, please be sure to contact your UFCULoan Officerfor a customized solution tailored to your specificfinancialsituation, needs, and goals. Your Loan Officer can alsoassist youwith any questions you have about your loan and the loanapprovalprocess. Let UFCU Mortgage Services show you how simplesecuring ahome loan can be. NMLS #441215