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DFCU Mobile Banking by Deseret First Credit Union allowsconvenientaccess 24/7 on your mobile device to: • Check accountbalances •Transfer funds between accounts • Make loan payments •Depositchecks You must be a registered user of online banking touse thisapp. After registering and downloading the app, you willuse thesame username, password and security questions as onlinebanking toaccess your accounts. Federally Insured by NCUA.

Get an integrated 2nd phone number for your newbluehost,domain.com, or hostgator site. Look professional with adedicatedbusiness phone line and voicemail. Grow your business,build bettercustomer relationships, and increase your productivitywithbuilt-in organizational and marketing tools to manage yourcontacts& communications. All while keeping your personalnumberprivate—no second phone needed. Privacypolicy:https://www.adhoclabs.co/privacy-policy Terms ofservice:https://www.adhoclabs.co/terms-of-service

Access your STCU accounts securely--anytime, anywhere.Featuresinclude: • Access your account quickly with a fingerprintlogin orPIN-based login (requires a supported device. • Checkbalances andtransfer funds using Accounts and Transfers. • Depositchecks usingMobile Deposits (requires a rear-facing camera). • Paybills usingBill Pay. • Transfer funds instantly to other STCUmembers. • Trackpersonal budgets and savings goals. • Locate nearbybranches,shared branching locations, and surcharge-free ATMs. •Quicklyglance at any of your accounts using Snapshot.

T-Mobile MONEY puts you and your money first with nominimumbalances, no account fees, no overdraft fees, and over55,000no-fee Allpoint® ATMs. Plus, when you set up directdepositfor your paycheck you can get paid up to 2 days early.⁺Everyoneearns 1.00% Annual Percentage Yield (APY)* on all balances.Plus,customers with qualifying T-Mobile service who register forperksand make at least 10 qualifying purchases per month withtheirT-Mobile MONEY card can earn 4.00% APY* on checkingaccountbalances up to $3,000 and 1.00% APY after that.  T-MobileMONEY is powered by BMTX, accounts provided by CustomersBank,Member FDIC. All Rights Reserved. ADDING MONEY IS EASY Youcaneasily transfer money to and from your external accounts. Sendacheck, pay bills, or direct deposit some or all of your paycheck–all with just a few taps in your T-Mobile MONEY app. PAY THEWAYYOU WANT Your account includes a debit card with EMV chip, plusitworks with Google Pay and Samsung Pay.   STAY CONNECTEDTOYOUR MONEY Set up alerts to monitor your balance and spendactivitywith app push notifications, emails, or both. Get support365days/year from 8AM – 12AM ET.   SAFE & SECUREPreventunauthorized account access with multi-factorauthentication.Enable or disable your debit card remotely if it’slost or stolen.Accounts are FDIC-insured up to $250,000. Plus, withZero LiabilityProtection from Mastercard® you’re protected whenfraud occurs.*How APY works: As a T-Mobile MONEY customer you earn4.00% annualpercentage yield (APY) on balances up to and including$3,000 inyour Checking Account per month when: 1) you are enrolledin aqualifying T-Mobile postpaid wireless plan; 2) you haveregisteredfor perks with your T-Mobile ID; and 3) at least 10qualifyingpurchases using your T-Mobile MONEY card have posted toyourChecking Account before the last business day of themonth.Qualifying purchases posting on or after the last businessday ofthe month count toward the next month’s qualifying purchases.Ifyou meet this purchase requirement in a given month, we willpayyou this benefit in the subsequent month as an added valueprovidedall other requirements are met. As an additional addedvalue forcustomers that haven’t yet deposited money into theirT-MobileMONEY account, you will receive 4.00% APY in the cycle inwhich youmake your first deposit of greater than $1, as well as inthe cyclethat follows that deposit provided all other requirementsare met.These added value benefits are subject to change. Balancesabove$3,000 in the Checking Account earn 1.00% APY. The APY forthistier will range from 4.00% to 2.79% depending on the balance intheaccount (calculation based on a $5,000 average dailybalance).Customers who do not qualify for the 4.00% APY will earn1.00% APYon all Checking Account balances for any month(s) in whichthey donot meet the requirements listed above. APYs are accurate asof6/27/2021 but may change at any time at our discretion. Feesmayreduce earnings. Additional restrictions apply. Formoreinformation and qualifying purchase details, seeAccountDisclosures / Terms and Conditions or go to our FAQs. ⁺Dependingon the payer’s deposit description, we generally postdirectdeposits the day they are received, which may be up to 2daysbefore your payer’s scheduled payment date. **How Got YourBackworks: Available only to T-Mobile wireless customers with aline ona qualifying postpaid plan who have registered for perks.Got YourBack overdraft protection will begin once at least 10qualifyingpurchases using your T-Mobile MONEY card have posted toyourChecking Account before the last business day of the month. Youareonly required to meet this purchase requirement once to receiveGotYour Back benefits. See "Got Your Back" Terms and Conditionsformore details.

Cardless provides mobile access to credit cards from yourfavoritebrands. View your balance and transactions, redeem rewards,andmake payments, all with more transparency than traditionalbanks.NO LATE FEES We give you all the information you need to makeyourpayments on time, but if you do miss a payment, don't worry -wedon't charge late fees. REWARDS Earn lucrative rewards whenyouspend in select categories and at your favorite brands.SECURITY& TRANSPARENCY Your information's security is ournumber onepriority. Set up biometrics to view your card number andothersensitive data in-app and get notifications whenever yourcreditcard is used, so that you always know what's going on withyouraccount.

Download the app, subscribe to one of our paid plans, and get aUKmobile number with Devyce and make and receive calls andmessageswherever you are in the world. * Call UK mobiles andlandlines. *Receive calls and SMSes from anywhere. * No extracharges, just onemonthly subscription Upgrade to our Teams productto avoid therisks of employees using their personal phone numbers,and theexpense of providing and insuring a work handset, as wellasincluded calls to select international destinations.DevyceAdvantages * Included UK calls and messages * Compatiblewithleading messaging apps after any free trial * Separate workandpersonal calls * Get a new UK mobile number, or bring yourexistingone in * Receive verification codes after any free trialDevycecustomers include: * SMEs - provide your employees with newnumbersinstantly, and keep your business separate from theirpersonallives. * Expats and digital nomads - moving overseas? Keepyour UKnumber without paying your current provider, receive callsas ifyou're in the UK. We'll normally have your number set up thenextworking day. * Freelancers and traders - get a second numberandensure you answer work calls professionally. Turn your worknumberoff in the evenings, but keep your personal number active *Onlinesellers - don't expose your personal number when selling viaonlinemarketplaces * International businesses - want a UK presencethat alandline number can't provide? Use a mobile number to connectwithyour British customers or suppliers as if you're in the UK.Devyceis a subscription-based product. You must purchase asubscriptionto use it, and you can do this in-app. After any freetrial youwill be billed on a recurring basis until you cancelthesubscription. Sadly you can't receive most verification codessuchas for messaging apps or ride sharing services during a freetrial.See https://devyce.com/terms-conditions/ for full terms.

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