DCU’s digital banking platform brings together innovate toolsandunique features that put you in the financial driver’s seat.Youcan deposit checks, transfer money, view your balance – and awholelot more. TAKE CONTROL OF YOUR MONEY • FutureLook™ helps youseeinto your financial future with an easy-to-read forecast basedonyour current choices. • Our easy-to-use Payment Planner canhelpyou pay off your loans even faster. • You can createstrategicfinancial goals and review your progress every step of theway.STREAMLINE MONEY MANAGEMENT Explore new ways to manage yourmoneyand achieve financial wellness. • Holistic view of yourfinances. •All of your accounts in one place – including ones atotherfinancial institutions. • Seamless payments. With aunique-to-youdigital banking experience that focuses on yourmoney’s future, youcan plan for whatever life throws your way. DCUDigital Banking ishere to give you financial peace of mind. ---FUTURELOOK™FutureLook™ provides insight into your spending habitswith aneasy-to-read forecast based on your current choices. You’llbe ableto answer simple questions about what you can afford and seethepotential benefit of paying more towards your loans and/orcreditcards – in real time. Specifically, FutureLook™ identifiesyourrecurring income (e.g., paychecks), recurring expenses(e.g.,electric bill), and average daily spending (e.g., themorningcoffee run). By doing so, you can see your estimatedcheckingaccount balance one month into the future (on a dailybasis) andone year into the future (on a monthly basis). All inall,FutureLook™ is a unique tool that helps you see how yourmoneycould better serve you. PAYMENT PLANNER Our easy-to-usepaymentplanner will help answer questions like: • “If I paid moreon myauto loan, how much interest would I save?” • “If I only maketheminimum payment, when will I be debt-free?” • “How quickly canIpay off my loan?” GOALS We make it easy to focus on your lifegoalswith a digital banking experience that was designed for you.Youcan create strategic financial goals and review your progresseverystep of the way. No matter what you’re saving money for, wecanhelp you create a personalized action plan that works foryou.OTHER STANDARD FEATURES - Find branches and ATMs nearby -DepositChecks* - View balances, current and pending transactions,andaccount history - Transfer funds - Pay Bills - Make a loanpayment- View important messages and account alerts - Update yourcontactinformation - Add Travel Notifications to avoid unnecessaryfraudalerts while you’re away - Apply for loans and viewyourpreapproval offers - Make a balance transfer to your DCUVisaPlatinum Card *Upon approval. All deposits are subject toDCU’sFunds Availability Policy.

Cinfed Credit Union’s Mobile Banking gives you secure andconvenientaccount access, 24/7. Check account balances, transferfunds, makebill payments, and much more straight from your iPhoneoriPad/Android device. Features: • View balances &transactionhistory for checking, savings, mortgage loans, andcredit cardaccounts • Transfer funds between your Cinfed accounts •Make billpayments to established payees • Deposit checks straightfrom yoursmartphone • Manage and lock/unlock your CinfedDebit/CreditCard(s) • Find the nearest Cinfed Credit Union branchor ATMDirections: If you are already enrolled in Cinfed OnlineBanking,use this information to sign into Mobile Banking. CinfedCreditUnion does not charge a fee for the use of our mobilebankingservice. Depending upon your service data plan, you mayincur webcharges or text messaging fees. Check with your mobileservicecarrier for more information. Federally insured by NCUA

Bank anytime, anywhere with RadiusBank’smobile banking app, Radius Mobile! Using this free andconvenientapp, you’ll have 24/7 access to your accounts. Thisservice isavailable to all personal and business Online Bankingusers. To loginto the app, simply enter your Online Banking LoginID andpassword. New personal users can self-enroll in OnlineBanking fromradiusbank.com and new business users should contact usat customerservice@radiusbank.comtoenroll in Online Banking.Available personal banking features include:Check Deposit- Securely deposit checks from your mobile device into yourRadiusaccount(s)Account Activity- Check your latest account balance(s), view transactionsandmonitor account activityTransfers- Easily transfer funds between your Radius account(s) andaccountsat other banks- Transfer funds to other Radius Online Banking usersRadius Pay a Friend- Instantly send money to anyone using this person-to-person(P2P)payment serviceBill Pay- Schedule payments and create new payees using Bill Pay- Access your Radius mortgage and credit card accountseStatements- View monthly statementsLocations- Find nearby Radius Bank ATMs and Banking Centers usingyourAndroid device’s built-in GPSText Banking- Enroll your accounts in Text Banking to receive accountbalancesand make transfers via text messageCustomer Service- Send/receive secure messages to/from our CustomerServiceDepartment- Live chat with our Customer Service DepartmentAlerts- Setup various account alerts to be delivered via email,text,phone call and secure messageApply for new accountsReorder checksAdditional business banking features include:*- Wire transfers- Mobile check deposit & remittance processing- ACH origination- Account Reconciliation & Positive Pay- Secure token access- Access to 3rd party accounts: ePayment, merchant services,payrollservices and business credit cards*Each service requires a separate agreement

Master your finances faster than ever before

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