Mobility Capital Finance, Inc. Apps

Opening a MoCaFi Mobility Bank Account gets you a MoCaFiMobilityDebit Mastercard® and access to no charge ATM withdrawals,optionson how to load your funds, and make purchases everywhereDebitMastercard is accepted. When you open a MoCaFi account,youraccount number and routing number are immediately availablefordirect depositing approved payroll and government benefitschecks.Use the MoCaFi app to photo deposit approved checks usingthe Ingo™Money Service integration. The MoCaFi Debit Card can beused at anyof the 55,000 AllPoint Network ATMs to withdraw cashwith nosurcharge fee. Just look for the AllPoint logo or use theATMlocator in the MoCaFi app. Use our Bill Pay feature to sendcheckpayments to your landlord and opt-in to report those paymentstoEquifax and TransUnion. In addition to monthly reporting, wecanalso submit a one-time report of up to 24 months of pastrentalpayment history. VantageScore Tracker by Equifax is a freetool totrack the behavior of your credit profile over time.VantageScoreis growing as a rival to FICO for thin-credit fileconsumers with12 billion scores provided to consumers and lendersbetween 2018and 2019. Get access to wealth building resources withpointsaccumulated on your MoCaFi Mobility Score. Start out withaccess tofinancial coaching, credit education, and homeownershipcounseling.— Fees may be charged by a 3rd party provider of ATMservicesoutside of the MoCaFi network. Review the MoCaFi AccountAgreementfor account fee details. Ingo is operated by First CenturyBank,N.A. and Ingo Money. Ingo accepts most types ofgovernment,payroll, personal or other checks for review andapproval. Allchecks must have the writer’s name and addresspre-printed on thecheck, be dated on or before the date ofsubmission, be made out toyou as your name appears in our system,have matching numbers inthe two amount lines, be signed by thecheck writer, be endorsed byyou, and the endorsement must match thename on the payee line onthe front of the check. We do notgenerally accept credit cardchecks, traveler’s checks, “starterchecks” or other checks whichdo not have the check writer’s nameand address pre-printed on thecheck, U.S. Savings Bonds, or checksdrawn on accounts locatedoutside of the United States or payable incurrency other than USDollars. We may or may not accept checks youhave written toyourself, in our sole discretion. Rental PaymentReporting is not aSunrise Banks N.A. product, nor does SunriseBanks N.A. endorsethis feature. VantageScore Tracker is not aSunrise Banks N.A.product, nor does Sunrise Banks N.A. endorse thisfeature. MobilityScore is not a Sunrise Banks N.A. product, nordoes Sunrise BanksN.A. endorse this feature.

WELCOME TO THE ANGELENO CONNECT MOCAFI MOBILITY BANK ACCOUNTTheAngeleno Connect MoCaFi Account provides mobile banking,creditbuilding, local merchant discounts, and financial empowermentforLA residents. NO COST OPTIONS TO DEPOSIT AND WITHDRAW FUNDSFundyour account with early direct deposit, account transfer, cashatVanillaDirect Load™ retailers, or approved checks throughIngo™Money. Faster funding claim is based on a comparison of ourpolicymaking funds available upon receipt of payment instructionversusthe typical banking practice of posting funds at settlement.Fraudprevention may delay the availability of funds with orwithoutnotice. Early availability of funds requires payor’s supportofdirect deposit and is subject to the timing of payor’spaymentinstructions. The Ingo Money service is provided by FirstCenturyBank, N.A. and Ingo Money, Inc., subject to the FirstCentury Bankand Ingo Money Terms and Conditions and Privacy Policy.Approvalreview usually takes 3 to 5 minutes but can take up to onehour.All checks are subject to approval for funding in Ingo Money’ssolediscretion. Fees apply for approved Money in Minutestransactionsfunded to your card or account. Unapproved checks willnot befunded to your card or account. Ingo Money reserves the righttorecover losses resulting from illegal or fraudulent use of theIngoMoney Service. Your wireless carrier may charge a fee fordatausage. Additional transaction fees, costs, terms and conditionsmaybe associated with the funding and use of your card or account.Seeyour Account Agreement for details. VanillaDirect is providedbyInComm Financial Services, Inc., which is licensed as aMoneyTransmitter by the New York State Department of FinancialServices.CREDIT BUILDING BILL PAYMENTS Add Billers to your accountto manageand pay bills from the app. Opt-in to report your RentBillPayments to Equifax and TransUnion as a way to increase yourcreditscore. Rental Payment Reporting is not a Sunrise BanksN.A.product, nor does Sunrise Banks N.A. endorse this feature.SUPPORT& SAVE AT LOCAL SMALL BUSINESSES Earn up to 3% cash backonpurchases at small and minority-owned businesses across LA CityandCounty that participate in the MoCaFi Represent Rewardsprogram.The Represent Rewards Program is not a Sunrise Banks N.A.products,nor does Sunrise Banks N.A. endorse this feature. ACCESSWEALTHEMPOWERMENT SERVICES The Mobility Score is ourcustom-builtfinancial assessment tool that uses your MoCaFiactivity to unlockwealth empowerment resources from our financialservice partners.Mobility Score is not a Sunrise Banks N.A.products, nor doesSunrise Banks N.A. endorse this feature.

The Respect Bank Account App provides mobile banking,creditbuilding and wealth empowerment tools in a single account. NOCOSTDEPOSIT AND WITHDRAWAL OPTIONS Fund your account at no costwithearly Direct Deposit, approved checks with Ingo™ Money4,connectedaccount transfer, or cash at VanillaDirect retailers likeCVS®,Rite Aid®, 7-Eleven®, Family Dollar®, and Dollar General®.Withdrawcash without a surcharge fee at 55,000 AllPoint NetworkATMs CREDITBUILDING BILL PAYMENTS Add billers to your accountprofile tomanage, pay, and opt-in to report your most importantexpenses tothe credit reporting agencies from the app5. Track yourcredithistory with the VantageScore Tracker by Equifax™WEALTHEMPOWERMENT TOOLS The Mobility Score is our custom-builtwealthassessment technology. We use your spending, credit building,andpersonal development activity to create a Mobility Scorethatunlocks wealth-building resources from our financialservicepartners.

MoCaFi Immediate Response Card The MoCaFi ImmediateResponseIncentive Mastercard® is a prepaid card loaded by aSponsormunicipality or organization with a specific dollar amount.YourSponsor may add additional funds to the card, but you may notloadfunds to the card. The Card is issued by Sunrise Banks N.A.,MemberFDIC, St. Paul, MN 55103, pursuant to a license fromMastercardInternational on behalf of Mobility Capital Finance, Inc,theprogram partner responsible for managing the Card.

The One Atlanta Immediate Response Incentive Mastercard is aprepaidMastercard loaded by a Sponsor municipality or organizationwith aspecific dollar amount. Your Sponsor may add additional fundsto theMastercard, but you may not load funds to the Mastercard.TheMastercard is issued by Sunrise Banks N.A., Member FDIC, St.Paul,MN 55103, pursuant to a license from Mastercard Internationalonbehalf of Mobility Capital Finance, Inc, the programpartnerresponsible for managing the Mastercard.

The Angeleno Immediate Response Card is a prepaid card loaded byaSponsor municipality or organization with a specific dollaramount.Your Sponsor may add additional funds to the card, but youmay notload funds to the card. The Card is issued by Sunrise BanksN.A.,Member FDIC, St. Paul, MN 55103, pursuant to a licensefromMastercard International on behalf of Mobility CapitalFinance,Inc, the program partner responsible for managing the Card.

Sponsor-funded reloadable prepaid debit Mastercard

Sponsor-funded reloadable prepaid debit Mastercard

Build your path to wealth

Digital prepaid card for Birmingham residentsreceivingCity-sponsored funding.