UCO BANK برنامه ها

UCO Bank launches official UPI-Unified PaymentInterface app for all banking needs of customer.UCO Bank is a commercial Bank and a Government of Indiaundertaking and providing various services to its customers.UCO UPI-Unified Payment Interface allows customers toPay/Collect money using Virtual Private Address. Virtual PrivateAddress is unique for each customers account. Customer can downloadthe UPI app and install it in device(Mobile/ Tablets). While doingthe registration, UPI app communicates with NPCI in encrypted dataformat. The customer has to create virtual address and completeprofile information. The customer can add UPI enabled Bank accountsbased on their Mobile Number registered in banks. After adding thebank account, it has to verified using debit card information andset MPIN using OTP. After debit card verification, the customer canpay/collect to other bank accounts. The customer can do the balanceenquiry. UPI uses IMPS as underlying base. The customer can useP2P(using MMID and Mobile of Remitter), P2A(using IFSC andaccount), P2U (AAdhar payments) and VPA(Virtual Private Address)for doing payments. The customer can initiate collect request toother UPI customer. It will appear in Collect Authorisation optionwhere user can accept or reject requests. The transaction historyshows details of all payment and collect requests. Using Addbeneficiary, the customer can add beneficiary of other banks fordoing payments.The Unified Payment Interface allows payments to be initiated bythe payer, or by the payee. In the basic payee initiated flows, thepayment request is routed by the initiating application through theNPCI switch to the payer for approval. However, in certaininstances, where it is possible to connect with the payerimmediately, it is preferred that the payee sends a payment requestto the payer, who can then initiate the payment request with hiscredentials.Unified Payments Interface (UPI) is an architecture and a set ofstandard APIs to facilitate the next generation online immediatepayments leveraging trends such as increasing smartphone adoption,Indian language interfaces, and universal access to Internet anddata. UPI is launched by National Payments Corporation of Indiawith Reserve Bank of India's vision of migrating towards a'less-cash' and more digital society. NPCI has built on theImmediate Payment Service(IMPS) platform through which one couldtransfer money instantly by going online-by adding another layerthat allows easy debit capability even on mobile phones.Bank as a part of digital banking, is introducing QR code forits UCOUPI. This will facilitate in leveraging quick fund transferand healthy replacement of PoS (Point of Sale).

Merchants may accept contactless payments (Bharat QR, UPIandPayment Gateway) anytime anywhere just from the convenienceoftheir Android phone with simple user friendly app. Even theinvoicecan be generated; cash sales can also be recorded, customercanmaintain “Digital Khata” Payment Link can be sent through:a.WhatsApp b. SMS Merchant is digitally on-boarded; an easyandconvenient way. Merchant is empowered with digitalreportsincluding sales report. Merchant can send the payment linkto theEnd user for making payment. Support Function: Merchant canavailthe following support in the app: 1.Complaint/ GrievanceSupport.2.Assistance with transaction & statement.3.Operationalassistance.

UCO Bank, a commercial Bank and Government of Indiaundertakingprovides various customer oriented services. Tofacilitatecustomers more towards the digital Banking andcashlessenvironment, UCO Bank launches UCOPAY+ a digital wallet appanalternative to your physical wallet/Batua. UCOPAY+ is a semicloseddigital wallet application on Android platform to cateryourfinancial requirement. It is electronic virtual wallet whereyoucan load money and spend it for your Mobile recharge/DTHrecharge/various utility Bill Payments including Gas,Electricity,Insurance, Mutual Funds, etc., sending money to yournear &dear ones. It contains various features like adding moneyfrom yournet banking/debit card/credit card, getting money fromyour pals,paying money to your pal’s wallet/UCO Bank account. Itprovidesfacility of QR Code scanning of merchants and doing quickpayment.You can check all transaction statement and send it toyourEmail-IDs. How to Register:- • Download the app “ UCOPAY”fromAndroid playstore. • Register in “UCOPAY” by entering yourmobilenumber and creating your profile. • Load money into yourwallet(through your net banking, debit card, Credit card, by askingfromyour Pal and by your Bank account). • Use the wallet money foryourday to day expenses like bill payment, mobile/DTH recharge,onlineshopping etc. • Transfer money from wallet to UCO Bankaccount. •If you are a merchant, create your own QR code andreceive themoney by displaying the QR code to the customer. •Customer can paythe bill by scanning the QR code without anypain/complexity likewriting account number/IFSC/Name etc. • Anycomplaints need to beforwarded to uco.custcare@ucobank.co.in Allyou need to access thewallet is: • Android OS phone • Access toInternet which can be viaWi-Fi or your mobile internet

UCO Bank introduces official integrated mobile banking appwhichconsists existing mobile banking app, UCO Secure app,UCOmPassbook, BHIM UCO UPI features. Availability of alldigitalbanking products in one app. Users will thus be required toaccessonly one Mobile application for Bank’s all mobile basedBankingservices. Following are the salient features of UCO mBankingPlusapp: 1. Single login for multiple services. 2. Introduction ofnewage features such as- Touch ID login, App notifications,Favoritetransactions. 3. Attractive and simplified user interface.4.Enhanced security features and SIM binding to mobile device.5.Touch / Face Id Login 6. Repeat Transaction 7. Single screenotherbank transfers IMPS / NEFT / Schedule 8. Favorite Transaction9.Alert for FD renewal/ Loan EMI (Pop-up based) 10. Nearby Branch/ATM Locator The customer has to download single integrated appforMobile banking features. It is official mobile app of UCO Bank.

UCO mPassbook is Mobile Application which allow users to seethepassbook on their Mobile Phone. User can register one time andcanuse the application in offline mode. Account statement facilityisalso available. Passbook can be viewed in offline mode also.

UCO Secure mobile app is UCO Bank’s latest offering to secureUCOcustomers’ digital banking interest. With ‘anytime,anywhere’concept at its core, UCO Secure app will enable ourdigital bankingcustomers to temporarily disable and instantlyenable any of theBank’s registered digital banking products, thusoffering completepeace of mind. Key things to know about UCO Secureapp: -Instantlyblock/un-block Bank’s digital products includinge-banking,m-banking, Debit Card, BHIM UCO UPI, UCOPAY (e-wallet)-All digitalbanking services can be blocked at once -Increasedsecurity andpeace of mind -Anytime, anywhere -Simple andlight-weight

UCO mPassbook Hong Kong is an exclusive app for UCO Bank HongKongcustomers that helps to keep track of transactions in theirUCOBank account. Customer can view the passbook of their accountsontheir Mobile Phone. Account statement facility is alsoavailable.Passbook can be viewed in offline mode also.

In order to step towards Digital India with a less casheconomy,Aadhaar has been identified as the most leveraging,opportunisticand scalable platform/infrastructure for enabling theDigitalPayment in a scalable manner. More than 40 Crore BankAccounts havealready been linked with Aadhaar and ready fortransactingdigitally using interoperable AEPS (Aadhaar EnabledPaymentsSystem). To capitalise on this trend, NPCI has come up withaunique concept of on-boarding various payment touch pointsintoAadhaar enabled Merchants through BHIM Aadhaar Pay riding onAEPSplatform. UCO Bank BHIM Aadhaar Pay enables merchants toreceivecashless payments from their customers.

UCO mPassbook Singapore is an exclusive app for UCO BankSingaporecustomers that helps to keep track of transactions intheir UCOBank account. Customer can view the passbook of theiraccounts ontheir Mobile Phone. Account statement facility is alsoavailable.Passbook can be viewed in offline mode also.

UCO Corporate mBanking is an exclusive official mobile app forUCOCorporate customers, uniquely designed to cater the servicesandneeds of current or cash account holders. The app is designedtoserve the need of corporate customers as per role assigned tothemthrough various Modes of operation in the bank account.UCOCorporate mBanking covers facilities for various Mode ofOperationsuch as Proprietor, Director, MD, Secretary, All Partners,AnyPartner, First two partners etc. A) Salient features ofUCOCorporate mBanking app: a. Modern and simple design withintuitiveinterface. b. Introduction of new age features such as-Touch IDlogin, App notifications, Favorite transactions. c.Enhancedsecurity features such as mobile device binding. d.Transactionfacility as per mode of operation in the account. e.Enhancedtransaction limit to manage day to day transaction in thecorporateaccounts f. MIS dashboard for ready recon view of theaccount. B)Eligibility criteria for UCO Corporate mBanking a)Account typeshould be Current Account or Cash Credit Account. b)Relation typefor user is allowed as M-Main, A-Authorized Signatory,J-Jointholder c) Services: - Major Services include Fundtransfer,Beneficiary Management, mPassbook Service includingaccountstatement, Cheque book functionality, Apply for Insurance onleadbasis etc.