J.P. Morgan’s top rated research is nowavailable to qualified clients of J.P. Morgan on Android.The app is free to download and can be used by qualified J.P.Morgan clients with a J.P. Morgan Markets username andpassword.Key app features:· Receive alerts, research and market commentary when away fromyour desk· In less than 60 seconds, customize My Feed, selecting the assetclasses, geographies, analysts, strategists, sectors and companiesthat interest you most· Opt in to receive your jpmm.com alerts· Save, share and read research anytime – even offline – viaBriefcase· Quickly check, chart and analyze prices and index levels,including historical, off-the-run and emerging markets data notavailable elsewhereThis is for information only, not an offer or solicitation for thepurchase or sale of any financial instrument, or to enter into atransaction involving any financial instrument, nor an officialconfirmation of terms. J.P. Morgan Markets services are notavailable to all customers or in all countries at this time. Pleaseconsult your J.P. Morgan representative to learn more about theservices available to you. Please go tohttps://www.jpmorgan.com/pages/disclosures/jpmorganmarkets/email toreview the entire disclosure.

Exclusively for J.P. Morgan ACCESS® ClientsGlobal Cash Management and Trade functionality with all thesecurity you expect from J.P. Morgan. Ranked #1 in Mobile Accessfor 2014 by Greenwich Associates.This application is available for J.P. Morgan ACCESS® clientsthat have Reporting, Payments and /or Trade. You’ll needpre-authorization from your employer’s Security Administrator touse it**.ACCESS INFORMATION INSTANTLY• View global account balance and transaction information in allcurrencies, including consolidated multi-bank reporting• Available in multiple languagesMAKE DECISIONS• Approve payments and Trade transactions*• Release payments with Voice & Swipe Password*GET ALERTS• Configure and receive near real time alerts securelySECURITY• Protect your company’s data with multi-level securityprotocols• Use optional Voice & Swipe Password Authentication forconvenient and secure logon and digital signature**Approve & Release and Voice & Swipe not available inall locations**ACCESS Mobile not available in all locationsDisclosureJ.P. Morgan will not charge you to download and use theapplication, but note that standard messaging and data rates fromyour wireless provider may apply.

eXecute by J.P. MorganJ.P. Morgan's eXecute, FX & commodities trading app helpsinstitutional clients manage their business away from their desk.Download our app to monitor desktop orders from your Android; toview indicative prices without logging in; and to receive liveresearch commentary.Voted Best Mobile Platform by Profit & Loss in the 2014 DigitalFX Awards.The app is free to download and can be used by J.P. Morgan FX& commodities clients with mobile authorization.Key app features:- Monitor, manage and place orders quickly with one integrateddesktop and mobile order blotter- View indicative prices without logging in- Read live FX research commentary- Order types supported include Take Profit, Stop Loss, Stop Loss+,Trailing StopLoss, Market, Call, Panther, Sliceberg, TWAP+, ForwardTake Profit and Forward Stop Loss- Multi-leg orders supported include IF Done, OCO and IF DoneOCO

Our mobile optimized website experience allows participantstosecurely access their account anytime, anywhere to get on amoresecure retirement path. Use your device to: • Register, enroll,andlog into your retirement plan. • Save more for yourretirementusing our interactive contribution and age sliders tobetterestimate your monthly post-retirement income and see how itmayimpact your account • Invest your money wisely by modifyingyourcontribution rates, asset allocations and beneficiaries • Viewyouraccount balances and see how close you are to your retirementgoal• Understand your estimated health care costs in retirement •Learnhow your retirement savings compare to your peers • Learnmoreabout important retirement topics and resources The imagesprovidedare for illustrative purposes only.

Access your J.P. Morgan Private Bank and J.P.Morgan Securities accounts through the J.P. Morgan Mobile App forAndroid.Eligible clients can view accounts, perform transactions and accessmarket intelligence.For J.P. Morgan Private Bank and J.P. Morgan Securities clients,it’s easy to manage your investment, bank, and credit accounts atanytime through the J.P. Morgan Mobile App for Android. To start,just enroll in J.P. Morgan Online (SM).ACCESS YOUR ACCOUNTS• View intraday investment account balances, position details, andtransaction history• View bank account balances and activityPERFORM TRANSACTIONS• Deposit checks with J.P. Morgan QuickDeposit(SM)• Send and request money with Chase QuickPay(SM)• Pay bills and credit cards• Send wire transfersMANAGE AND RECEIVE THE FOLLOWING ACCOUNT ALERTS THROUGH THE J.P.MORGAN MOBILE APP• Deposits• Account balances• ACH transfersCONTACT J.P. MORGAN• View and contact your J.P. Morgan team• Locate nearby Chase branches and ATMsACCESS TIMELY MARKET UPDATES• Access intraday quotes and news articles• Read “Eye on the Market,” by Michael Cembalest, the Chairman ofMarket and Investment Strategy for J.P. Morgan AssetManagementPlease note that the J.P. Morgan Mobile App is only for J.P. MorganPrivate Bank clients and J.P. Morgan Securities clients. Pleasecontact your appropriate J.P. Morgan service team with anyquestions.Notes on Permissions:• Location permissions are needed to determine your currentlocation in order to find Chase bank branches and ATMs nearyou• Read Contact permissions are needed to access your contacts tosend money via Chase QuickPay(SM)• Camera permissions are needed to deposit checks via ChaseQuickDeposit(SM)• USB storage permissions are needed to view file attachments“J.P. Morgan Private Bank” is a marketing name for private bankingbusiness conducted by JPMorgan Chase & Co. and its subsidiariesworldwide.Bank products and services are offered by JPMorgan Chase Bank, N.A.and its affiliates. Securities are offered by J.P. MorganSecurities LLC, member NYSE, FINRA and SIPC.Android is a registered trademark of Google Inc.There is no charge from Chase, but message and data rates mayapply. Such charges include those from your communications serviceprovider. Delivery of account alerts may be delayed for variousreasons, including service outages affecting your mobile device,wireless or internet provider; technology failures; and systemcapacity limitations. Any time you review your balance, keep inmind it may not reflect all transactions including recent debitcard transactions or checks you have written. A qualifying Chase orJ.P. Morgan account is required to transfer funds via text.*Available for J.P. Morgan Private Bank clients only.Deposit products provided by JPMorgan Chase Bank N.A. MemberFDICEqual Opportunity Lender

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The Morgan Stanley Wealth Management mobileapplication is the only mobile solution designed exclusively forMorgan Stanley Wealth Management clients. It provides anyone with avalid Morgan Stanley Online login the ability to:• Access their Morgan Stanley accounts, including balances,holdings and recent activity.• Deposit checks from anywhere in the U.S. using our cutting-edgeimaging technology without having to mail or bring them to abranch*.• View upcoming bills and make one-time or recurringpayments.• Transfer funds between Morgan Stanley brokerage accounts, as wellas to and from accounts held at other financial institutions.• Browse current market indices, news, company profiles and stockquotes.With access to your accounts and to the right information whenand where you need it, you can work with your Financial Advisor tomake informed decisions and manage your finances on your own terms.It’s the latest way we can assure our clients that we’re behind youall the way.There is no charge to download the application. If you do notyet have a Morgan Stanley Online account set up, please go tohttp://www.morganstanley.com/online. Standardmessaging and data rates from your provider may apply.* Subject to certain terms and conditions.Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is aregistered Broker/Dealer, Member SIPC, and not a bank.Investment, insurance and other products offered through MorganStanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE |NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANYFEDERAL GOVERNMENT AGENCY© 2015 Morgan Stanley Smith Barney LLC. Member SIPC.CRC1159940 4/15

The St. Mary’s Bank Mobile Banking app gives you access toyouraccounts from your mobile device. Check balances, reviewactivity,pay bills, make transfers, deposit checks, log in withtouch ID andget a snapshot view of your balances before login andmore.

Take your online banking with you with US Federal’s mobilebankingapplication! Check your balances, transfer money, pay yourbills,view and activate your cash back offers, even find an ATM orourclosest location – all using our new mobile application. Tolearnhow we protect your privacy, pleasevisithttp://www.usfederalcu.org/aboutUs/privacyPolicy.asp

Mobile Banking gives you immediate and secure account access fromyour mobile device. It’s fast, easy, and best of all it’s free. •Check account balances and history • View account details •Transfer funds between accounts • Pay bills for existing payees •Read and create secure messages • Locate UFCU branches and ATMs •Mobile Check Deposit To use Mobile Banking, log in using yourOnline Banking Login ID and password.

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