Keep up with your finances wherever you are or whateveryou’redoing. Want to check up on your accounts? Just sign in andsee yourlatest transactions. Have a bill to pay? It only takes afewseconds. You get the idea. Do what you need to do—quicklyandsecurely—and get on with your day. Mobile Banking is availabletoclients everywhere in the Caribbean*. Here’s what you can do:•View account balances and transaction history • Make paymentstoyour RBC credit card • Move money between your RBC accounts •Paybills (certain regions) • Send money to other local RBC clients•Send money to other local banks*** • Send moneyinternationallywith wire transfers*** • View and make contributionsto investmentproducts*** • Approve payments and transfers*** • ViewElectronicStatements*** • Initiate stop payments on cheques*** •Communicatewith RBC through secure messaging*** • Find RBC branchesand ATMs •Get Alerts and notifications about your accounts • Andmuch more!Here’s how we keep you safe: SECURITY Rest easy knowingthat you’reprotected from unauthorized transactions** in the RBCCaribbean appby the Online and Mobile Banking Security Guarantee.PRIVACY TheRBC Caribbean app might need to access device servicesfor certainfeatures, like finding nearby RBC Royal Bank® branches.For a fulllist of the features, check outwww.caribbeandigital.rbc.com Forhelp removing the RBC Caribbean appfrom your device, there areinstructions atwww.caribbeandigital.rbc.com or you cancontactcaribbeanmobile@rbc.com. You can get more information aboutRBCdigital channel privacyathttp://www.rbcroyalbank.com/caribbean/privacy-and-security/index.html.Contactinformation for RBC Royal Bank is availableathttp://www.rbcroyalbank.com/caribbean/mobile/contact-us.htmlLEGALWhen you select to install the RBC Caribbean app, you’reconsentingto any future updates or upgrades. Depending on yourdevice,operating system or user-initiated settings, these mightbeautomatically installed. You’re able to withdraw your consentbyuninstalling the RBC Caribbean app from your device. Ifyoudownload the RBC Caribbean app, you must review, and aresubjectto, the terms & conditions of the Electronic BankingAgreement.* Royal Online Gold business accounts are not fullysupported. **For a definition of an unauthorized transaction &for fulldetails regarding the protections and limitations of theRBCSecurity Guarantee for Online and Mobile Banking, please seeyourElectronic BankingAgreement(http://www.rbcroyalbank.com/caribbean/eba/electronic-banking-agreement.html)withthe applicable entity. ***Certain Regions only. ®/™ TrademarksofRoyal Bank of Canada. RBC and Royal Bank are registeredtrademarksof Royal Bank of Canada. ‡All other trademarks are theproperty oftheir respective owner(s).

The most powerful, comprehensive identity theft protection is nowavailable on your mobile device. The best identity protection isthe one that alerts you fastest. Our state-of-the-art artificialintelligence capabilities continuously scour billions of datapoints to discover vulnerabilities and alert you when your identitymay be at risk. Get the Identity Guard app for direct alerts ofpotential identity theft. • Get alerts when changes, such as yourname, address, or email address are made or a new account holder isadded to your bank accounts. • Be alerted when we detect yourcredit card numbers, financial account numbers, health insurancenumber and more on the Dark Web - places such as thousands of blackmarket websites, secret chat rooms, and underground forums. • Viewyour monthly Vantage 3.0 credit score based on TransUnion data andan annual credit report with information from Equifax, Experian,and Transunion. To enjoy these features, an Identity Guardmembership is required. To enjoy these features, an Identity Guardmembership is required.• Get informed of recent news relevant toyour profile that can help you protect yourself from identity theft  To enjoy these features, an Identity Guard with Watsonmembership is required.

The CyberArk Identity (formerly Idaptive) mobile app providesyouwith secure access to all your organization’s applicationsandresources from your Android device. By using the CyberArkIdentitymobile app, you get: • Single sign-on (SSO) access to allyourcloud and on-premise apps while giving IT the securityandcompliance they need. • Easy-to-use adaptivemulti-factorauthentication (MFA) to better protect corporate data.Choose fromsingle-tap one-time passcodes or push notifications tomobiledevices and smartwatches. • Secure access to corporateemail,mobile apps, VPN and Wi-Fi (if enrolled into MDM service).•Separation of your personal and company apps and data viaAndroidfor Work (if enrolled into MDM service). Before installingthisapp, please verify that your company has licensed fornecessaryservices from CyberArk. If your company has licensednecessaryIdentity services, all you will need is theauthenticationcredentials that you normally use to log into yourcompany’sCyberArk Identity portal. This app may use the DeviceAdministratorpermissions, if your company has enrolled into MDMservices.

Strong authentication and single sign-on to enterpriseapplications.

HID Global’s ActivID® Token provides proven, strongauthenticationfor remote employees accessing corporate IT systemsand consumerslogging on to online services, without the need todistributehardware tokens. A user wishing to access a protectedresource,such as a VPN or internet banking site, uses the ActivID®Token appto generate a One Time Password. The app can be PINprotected. TheActivID® Token is part of a broad portfolio ofhardware andsoftware based One Time Password tokens from HIDGlobal. TheActivID® Token works with the HID ActivID® Appliance,4TRESS AAAServer for Remote Access 6.7.2 and above and 4TRESSAuthenticationServer 7.0.3 and above.

OpenOTP Token - Push Login & One Time Password (OTP) for StrongAuthentication.

SecurEnvoy Authenticator - More Control, More Secure

#1 Crew-only payroll app that lets you send or spend moneyanywherein theworld. Choose from multiple ways to send money home.-Send toyou or your family member’s bank -Send cash for pickup to130+countries -Send to a bank every payroll Keep your moneysecure.-Protect your money with our secure video selfie login-FDICinsured and protected by Visa/Mastercard Zero Liability Gethelpwhen you need it. -Message support directly from the app -Getyourquestioned answered 24 hours a day, 7 days week

Stop using your bulky field tablet and start using your mobile tocapture data!

Intuitive multi-factor authentication app that supports a widerange of accounts

Entrust Identity strong authentication for Android.

This app transforms your mobile device into a virtual smart card.